A bad credit history can interfere with many aspects of your life. This is a guide about buying a wedding ring with bad credit.
I want to propose to my girlfriend but I don't have the money to buy a ring right this moment, so are there any sites out there that you can buy now and pay later without good credit? and you can receive the ring before you get finish paying it off!
I disagree that you have to have good credit before you can get married! While you definitely need to discuss your bad credit before the big day, so there are no surprises, marriage really is about love - not money. When my husband proposed to me, he didn't have enough money for a ring, so he asked in our families if there was a family ring he could have. My ring has green tourmanline instead of diamonds. This is perfect because green is our favorite color, and we don't want to see ourselves as every other couple.
Why not go to a pawn shop? They have some beautiful rings and don't cost that much.
Try ICE.com they have month to month payment plans and pretty cheap prices. There are no credit checks and all you need is a credit card (I have bad credit too so I used a prepaid Visa card. You can get them at Walmart or Walgreens for like 5 bucks+ the amount you put on the credit card). Plus around Valentine's Day Ice.com drops all their monthly payments to under 100.00 a month. Hope I helped!
Some places do a layaway plan. Pick the ring, put down the deposit, then pay it off before the date.
Just commenting here, because I want to propose myself. I make about $70,000 per year, so I CAN afford to live, and pay my rent, bills, etc. However, that does not mean I have $5k to $10K to drop cash money on a ring. My credit is OK, its not perfect, my score is in the mid-600's, but with the economy credit is tough to come by. I just want to buy a ring, make my $200-300 per month payment for a few years, and maybe pay it off early if things work out. Maybe this guy is in a similar situation. Its not always black and white.