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When you're looking at spending and budget issues, annualize everything. For instance, are you spending $10 a day on lunch? If you bring something from home, it will cost perhaps $3. That $7 a day that you save is $35 a week, over $1500 a year.
It's a lot easier to get motivated to make small spending changes when you see the annual cost.
Don't even let me get started on the annual cost of smoking!
By Louise, the Frugal Yankee
By Lee (Guest Post)
09/23/2005
I agree!! When I look at any small fee (i.e. Caller I.D., Cable TV, sodas from the machine at work) I calculate how much it will cost me per year, then the cost doesn't look so small. If, by looking at the item on a grander scale, I feel it's worth the cost then I appreciate it a lot more. Try it, it works!
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