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Are you still saving a bunch of stuff in your garage for a rainy day? Why not pull it out, clean it up and sell it for a few dollars. Your garage will look better and your debt balance will be reduced. Don't forget to check the closets and attic. Get the neighbors to join you and you'll draw more attention for your sale.
Even if it's just a few hours on the weekend, you can put that money towards a debt and achieve your financial freedom goals a lot quicker. If you want to be at home, have you considered baby sitting or tutoring? If you want to work out of the home, there are many places to select from. Look for something that you enjoy doing. Determine how much you want to earn and apply every paycheck to debt. Once you've reached your goal, quit, unless you enjoy it so much that you want to set another goal for yourself.
Do you have a boat in your backyard? How about a motorcycle or extra car that you never drive? Sell it. These items can drain you financially like water dripping from a leaky faucet with insurance, registration, maintenance and other costs.. If you use them a lot, great, but if you've taken the boat out once in three years, sell it.
This can bring in some good quick money. You'll lose some privacy but if you really need the cash, it might be worth it for a short time. Be sure and do a thorough reference check on your guest.
The amount spent on these two items might surprise you. Can you give it up? If you don't drink or smoke, try giving up juice and soda for a month and drink water instead. Not only is it much healthier but it will save you even more.
Every time you spend money (no matter how little), write it down in a notebook. Account for every penny spent for one whole month and you will be much more aware of where your money is going and where you can cut back. You may even find yourself with some extra money at the end of the month. If so, put it on debt.
Yes, you can live without it for 6 months or so. Determine how much you want to save, calculate the length of time needed to save that money and then each month, write a check to your savings account or credit card company.
Collect cans, glass bottles, newspapers or whatever a recycling center will pay you for. Get your family involved and collect as much as you can during the month. Make money while making the world a better place.
Is there something you love to do that you can profit from? There are many local retail stores or consignment shops that may be willing to place samples or sell on consignment terms.
Just those two purchases alone can add up to quite a sum of money on a monthly basis. If you are used to eating out every day and stopping for coffee in the morning, try reducing it to just 1 or two days a week. Pack it from home the remaining days. Apply your savings to debt.
There you have it: Ten easy ways to get some extra cash. Pick one and start today. If you are really brave (or serious) pick three or four and reach your financial goals even sooner.
About The Author: Doris Dobkins is a money saving expert, author and speaker
and has helped thousands of people find ways to save money
and get out of debt.
http://www.creativefinances.com
By
12/30/2004
Be a Carpooler
Plan your vehicle use by doing more then one thing at a time.
Keep your tire to the proper inflation (SAVE GAS)
Cancel your newspapers and Magazines (Read Them Online)
Install Fluorescent lights in every light.
Reevaluate your insurances Shop around!
Join a Public Library-there you have access to books ,movies,and music
Shop for used clothing at Yard Sales and Thrift stores
consider getting an extra year out of the clothes you have. They still sell dyes,needles and threads.
Take short vacations all around your area.
The lake you haven't been to since you were a kid.
The museum the next town from you.
A ride in the country or just sit on your porch and listen to all the sounds you have been too busy to hear.
You need something fixed ?
Asked a friend or neighbor to help
Maybe someone from your church
All they can say is they are too busy.
By the way offer your help to them.
Cooling and Heating
In the summer Sit under a shade tree or on your porch. Just having a shaded spot can take 10 or 20 degrees of the Temperature.
In the winter wear a sweater in your house lower the Thermostat several degrees.
Food!
Buy in season learn how to can
When cooking -Cook enough for you to take in tomorrows lunch.
Make up your own bevrages and especially bring your own water . a dollar a bootle or more is nuts
If you must smoke roll your own .It is alot cheaper
if you drink -Drink just that one beer Nurse it enjoy the taste.
Entertainment?
There are always local events going on somewhere close to you.
Go to childrens Ballgames.
Go to School plays
Or political meetings you might even save tax money.
That is all I can think of at this time. Yep I have done most of them.
Good Luck!
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