I ran out of hand cream one day so I used my pharmacy brand of Oil of Olay. I noticed a few minutes later, that where my rings were, my fingers had black tarnish marks on them. So I took my rings off and rinsed them and they were so shiny.
Then I tried it on my other jewelry and it cleaned it up with no problem: silver and gold. I was so surprised that I couldn't wait to tell all my friends and family, how easy it was. I just rubbed the cream on, rubbed it off, and then rinsed it off. Works great! Just beautiful!