Sometimes due dates on bills don't align with my paydays. If this happens, I simply call the company and ask if I can change when my account comes due. For example, payday is the 1st and 15th, so I ask for a due date of 8th or 22nd. This gives the mail plenty of time to get there. Most companies, especially credit card companies don't mind at all. This saves a lot of money on late fees and improves my credit rating.