Looking for Budget Advice

Search for your question. It's very simple,do it at your table, write down your earnings then your expense for the month, each item, lights, food, house payment & etc, sub that from your earnings, make a grocer list before you shop,get just what you can get by on. Don't do as most others do, spend more than you make. It's o k to buy a home & pay by the month, pay it off as soon as you can,that will save lot of money on interest. I'm a retiree, we saved every penny until we retired, proud of it, good luck, you can make it.

I KEPT A DAILY LOG OF EVERY PENNY WE SPENT. YOU WOULD BE SURPRISED HOW MUCH YOU WASTE! REVIEW IT ONCE A WEEK AND SEE WHERE YOU CAN CUT BACK.

I have found many good ideas thru this free enewsletter. It is Budget Stretcher. He does offer books for pay, but has many free website links for budgeting as well. I have included a hyperlink to the article that I receive. I hope it works! If not, go to http://www.homemoneyhelp.com or tr2000.midwest.net Good luck, and congrats on a new home!:)