March 10, 2006

Daily Thrifty Tips - March 10, 2006


Volume Five, Number 48, March 10, 2006
http://www.ThriftyFun.com

Hello,

Nearly 20 new requests once again today, please look them over and see if you have any advice to offer. Here are the results of yesterday's poll:

Do you grow any of your own fruits and vegetables?
Yes (58) 66%
No (30) 34%

We have a new poll today about "rent to own" stores: Do you shop at Rent To Own stores?

Post your answer:
http://www.thriftyfun.com/tf41971340.tip.html

Rent To Own:

We created today's poll in response to a request we received from a reader looking for feedback about "rent to own" stores. We quickly received this response which I believe contains pretty sound advice about buying things in general:

"For me, everything comes down to the total cost to own. Always keep that in perspective. There is interest on rent to own items, and usually, relatively low payments. So they play the same game that credit card companies do. If you have a high interest credit card, you pay double for a lot of the items on it.

There is a good chance that you end up paying double what something is worth if you rent to own. So i would not only avoid rent to own, I would also avoid buying large items on credit cards unless you are going to pay them off VERY quickly and the card has a reasonable interest rate.

I am pretty sure bankrate.com has an interest calculator that allows you to enter the price of an item, interest rate, monthly payment and it will tell you how much you ACTUALLY end up paying for an item.

But I can tell you right now, you'll save a bundle of cash in the long run if you just set up bank account with someone emigrant.com or Ing Direct, and INSTEAD of paying the rent to own company or credit card, put money in that account. Then you will make 4% interest on your payments while you save up to buy whatever your heart desires.

Once you have save up the money, go ahead and slap it on a credit card to take advantage of the buyer protection the card has, then pay the whole thing off when you get your first bill. And when you get your furniture home, you can feel good that you paid just for the furniture, and not double, like you will from most rent to own companies.

Patience saves you lots, and lots, and lots of money as a consumer.

By Joe"

Feel free to post feedback about your positive or negative opinions of rent to own stores here:
http://www.thriftyfun.com/tf47256030.tip.html

Yesterday's Dieting Tip:

I also want to thank the readers that quickly question a tip we sent out yesterday about dieting pills. The tip contained some sound weight loss tips but was surround by paragraphs about how diet pills are a safe way to lose weight, which is a truly suspect claim. We have removed those paragraphs from the tip. As always, we appreciate when readers point things out.

Index By Date:

We added a new feature that some of you may like. It actually was created to help search engines find all our pages but some of you may find it useful as well. It's an index that shows all the additions to our website broken down by day, month and year. You can check it out here:

http://www.thriftyfun.com/indexbydate.html

It goes all the way back to 1999. We have actually been publishing since 1997, but our previous website was not database driven.

Last Week's Contest Winners:

As previously mentioned, we will now award prizes weekly. Here are last week's winners!

Photo Prize: Friendship Soup Mix in a Jar
By Tracey
http://www.thriftyfun.com/tf94148075.tip.html

Tip Prize 1: Cheap fun in Orlando
By Kelly from Shenandoah Valley, VA
http://www.thriftyfun.com/tf54776479.tip.html

Tip Prize 2: Using Leftover Dips
By Bobbie from Rockwall TX
http://www.thriftyfun.com/tf64686732.tip.html

Thanks for all the great tips and photo that were submitted.

We are working on winners for February's winners as well and hope to announce those next week.

Phew, that is the longest welcome message in the history of this newsletter...

Have a great weekend.

Susan

Tip Contest!
http://www.thriftyfun.com/post_contest.ldml

Photo Contest!
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Today's newsletter contains:

Today's Photos:

Today's Tips:

New Requests:

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Today's Photos

Dozer (Pomeranian)

Dozer is a 10 week old Pomeranian. I raise Poms and got him from a litter. He loves to wind up and zip as fast as his short little legs will carry him - and he'll run right smack over anything in his path! That's where he got his name: BullDozer!

In this photo, I was desperately trying to get him to be still long enough to get his picture! When I lay down the runner and threw the flowers on top, it was a prime opportunity for him to "uproot" some flowers - but not for long! One hard shake on the bouquet and he was off and running! I got the snapshot seconds before his retreat!

Dozer - Pomeranian

By Chris from Hartville, MO

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Bitsy (Toy Poodle)

Bitsy is a 14 year old Toy Poodle. We owned Bitsy's mother, Vanessa. She was the only female born to her 1st litter. Bitsy was the runt!

Bitsy likes to Cuddle and Sleep. She is the most loving dog ever.

Bitsy - Toy Poodle

Bitsy - Toy Poodle

By Trish from Chattanooga,TN

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Today's Tips

Calendar Puzzles

A fun way to reuse old calendars that have nice pictures is to glue each picture to a piece of cardboard. Then cut the cardboard and picture into puzzle pieces.

By ThriftyFun

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Cleaning and Whitening Finger Nails

To clean and whiten finger nails--dip in bleach--wash hands with soap and warm water. Really works.

Editor's Note: This does work but I'd recommend at least a 3 parts water to one part bleach and be careful not to breathe in the fumes.

By C. H. from Jerusalem, Ohio

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Teaching a Child Their Left From Right

An easy way to teach a child their left from right is to tell them to put both hands in front of them with their thumbs extended and other four fingers together. The hand that forms an "L" is their left hand. Works for adults too!

By ThriftyFun

Post Feedback: Click Here

Substitute for Cottonelle/Pull-Ups Flushable Moist Wipes

Do you have a little one just learning to potty or want a better alternative to plain old toilet paper?

Use one of the pump type dispensers for foam soaps/shampoos and place it near the toilet. Fill it with a small amount of baby soap and then add water for the foaming action. Have it near by to use when wiping kids or yourself for a fresh clean feeling.

Place a few pumps of the foam on dry plain toilet paper to wipe with. It gets you clean just like those wet flushable wipes, if not better. Saves money too!

baybygale from AL

Post Feedback: Click Here

Hollow Book for Hiding Items

Need to hide something? Buy a hardback book at a thrift store and transform it into a hollow book. Just use a utility knife to cut out a rectangular hole in the book pages. Use a straight edge to guide the knife. Use rubber cement to glue all the pages together and you have a great place to hide items on your bookshelf.

By ThriftyFun

Post Feedback: Click Here

Uses for Nylons

Need a (rubber) band, a head band, gift wrap or small tourniquet in a hurry? Use an old nylon stocking that has been cut in strips to securely tie, organize or wrap small things together. Simply cut old knee highs or panty hose in 1/2 to 1 inch strips and use them instead of rubber bands. Old colored hosiery cut into bands make a nice alternative to those unsightly rubber bands. Nylon bands can also be cut to use to tie a "small" boxed gift if ribbon isn't handy. Add a neat sticker or two and Wallah! You have a last-minute wrapped gift and saved yourself a trip to the store. You can think of dozens of other uses for the little nylon bands.

By Pat Af. from San Diego, CA


After reading the tips friends sent in for nylons, I was surprised that no one had mentioned our family's favorite uses.

Old used nylons are the BEST at helping my husband scrub off all the flakes of fiberglass and metal shavings that his skin gets when he works in the auto-body repair shop (his job). He uses the nylons wadded up as a washcloth, the fibers of the nylons capture all the little itchy pieces and his skin feels MUCH cleaner than when he uses a regular washcloth. He throws the nylons away after he is done.

Also - a leg of a pair of stockings, or a knee high stocking work great as an outside soap holder. Toss a partially used up bar of soap and hang it by the faucet and the kids can scrub all the mud off their hands in the yard before coming inside. Also works great in a camping shower in the same way. We used that all the time when I was a young-one in scouts.

By ImAToadstool from Springfield, MO

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Queen Anne's Lace for Wedding Flowers

We married in the backyard of my parents' house in the summer in NJ. There was a lot of Queen Anne's Lace growing wild in the neighborhood. I love it and had a party sent out to collect it to supplement the wedding flowers which we bought and arranged ourselves. It's a beautiful white, lacy flower, just as nice as baby's breath and there for the asking!

By pam from Los Angeles

Post Feedback: Click Here

Organizing Jewelry Tips

I use Ice Trays to store my earrings in. They stack very nicely. In the top one I place all of the gold earrings, the second ones has the silver earrings, the third one I sort by colors 1/2 with colored stones and 1/2 with other colored stones. The backs are always easy to find and if I have room left over I create a pocket just for extra backs. Each tray holds 12 pair so they are stacked and easy to locate without having to go through your jewelry box each morning.

By Connie A. from Tennessee

Post Feedback: Click Here

Comb Nail Holder

Use an old comb to hold nails while you try to get them started. Sure beats hammering your thumb.

By ThriftyFun

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Storynory.com

Tired of spending money on audio CDs for children. At http://storynory.com/, you can download classic and modern stories read by a brilliant young English actress. They are just as good as any CD, but completely free - burn them to a CD, or just listen to them on your computer.

By Matthew Lynn from London, UK

Editor's Note: This seems to work fine with iTunes. Any Windows computer can also download iTunes free at http://www.apple.com/itunes/download/

Post Feedback: Click Here

View Active Topics!

Contest!

Submit Your Tips and Photos!

Tip Contest!

To enter, visit: http://www.thriftyfun.com/post_contest.ldml

Photo Contest!

To enter, visit: http://www.thriftyfun.com/post_photocontest.ldml

Contests are now weekly. We'll pick 2 tip winners and 1 photo winner at the end of each week.

Syndication Spotlight

Here are some publishers that have chosen to publish our tips this week!

Dear Webby's Humor Letter
Webby publishes our tips daily! A very funny newsletter.
http://webby.com/humor

Do you publish a newsletter? Sign up for our Tip Syndication:
http://www.thriftyfun.com/syndication.html

New Requests

Making Valances

I need an EASY pattern and measuring instructions for valances (balloon or plain). I want to makes some for my bedrooms and for the Living room, maybe the stairwell window. I am a very novice sewer, haven't done a project in 12 years!

Thanks!
camo_angels from Willamina, OR

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Mediterranean Fig Fragrance Oil

How do you make Mediterranean Fig Fragrance Oil for catalytic lamps?

Melissa Gilliam from Blytheville, Arkansas

Post Feedback: Click Here

Make Your Own Vanilla Extract

Has anyone made their own Vanilla Extract? I read somewhere that you can soak Vanilla beans in Rum and that does it, but I am wondering if anyone has had experience with this and what the proportions would be? My husband brought me a bottle one year ago from Mexico (organic) and it is great! I refuse to use artificial because of quality and I bake A LOT for my kids. Plus, I use it as mosquito repellant (no joke!). I don't mind the investment for high quality.

Thanks!
camo_angels from Willamina, OR

Post Feedback: Click Here

Planting Bulbs Late

I have moved to a new house and I dug up my bulbs from last season and brought them with me. I have Crocus, Tulips, Amaryllis and Daffodills. That was last August. I forgot all about them. They were in the garage. Now it is March. My question is, Can I still plant them and have blooms this season? I live in southern California? It is 65-78 degrees right now. If I can plant them, can I plant them in a ten gallon pots? These pictures are from last season at the previous house. I would love to have these bloom again.

Hardiness Zone: 10b

Beachers from West Covina,CA

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Maintaining a White Microfiber Sofa

I recently ordered, and cannot cancel, a white microfiber sofa set - what was I thinking, right? But you live once, anyway, it hasn't been delivered yet, but it's giving me nightmares about how to maintain it, specially with a white color. Any tips to soothe my nerves?

Shibk from NYC

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House Training a Shih Tzu

I have a one year old male shih tzu. He is really sweet and he goes really well outside but we have a problem. At times he will just go to the bathroom in the house. I have tried to break him of this habit but I never can get through to him that his paper or outside is the only place to go.

We don't put paper down until at night when he is put up in his room (which is our guest bath), it has hard flooring in there. Also, when we try to allow him to stay out of his area all day he will go to the bathroom on the carpet. Even if we have just taken him out. My husband wants me to just sell him but I would feel guilty. I love my dog and I feel that there is still something that I can do.

S. Hudgins from Jacksonville, AL

Post Feedback: Click Here

What Is This Tree?

I have several of these trees growing in my yard. They are volunteers, meaning they just grew up on their own. I live in the Pacific Northwest (Western Washington near Puget Sound). New ones grow up around the largest tree. They have some white flowers in the spring and the fruit shown in one of the pictures is about the size of a jumbo olive and olive shaped or plum shaped.

The foliage is green to maroon. They are pretty trees, seem to come from one root. These have volunteered in my vegetable garden where I use compost.

Does anyone know what kind of tree it is?

Tree - What is it?

Tree - What is it?

Susan from ThriftyFun

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Feedback About Rent To Own Stores

I've heard that rent to own on furniture is not the best thing to do. And I've heard recently that doing this with a house is the best way to go. Has anyone ever done this and is this the best way to go? What tips and advice do you have for someone thinking about it?

Jeggie from Elberton, GA

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Growing Plants in Chert

Does anyone know anything that will grow on a hillside of chert or how to get something to grow in chert?

Hardiness Zone: 7a

Carolb4 from Fairview

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Make Your Mechanics Hand Cleaner

Does anyone know how to make the GOOP mechanics use to clean their hands with?

Betty from Middletown, NY

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Caterpillars Killed By Plant!

I had a sweet broom in a ten gallon pot. There were little caterpillars on it. No big deal, right? I just picked them off. Later in the month I noticed more, lots more. They took over the whole plant and killed it. What were they and where did they come from? This pot was on my concrete patio with no other plants, trees, or grass around.

Hardiness Zone: 9b

Beachers from West Covina,CA

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Girl Scout Luncheon Centerpieces

I am in charge of centerpieces for a girl scout luncheon. The theme is "girl scouts can weather anything" due to all our trouble with hurricanes this year. We have a very small budget. Please help.

Penny102 From Ft. Lauderdale, FL

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Asking Someone To Not Bring Their Dog Over

I don't know how to start this without sounding rude or uncaring. Let me say first that I like dogs, our dog passed away just under a year ago. She was 12, a house dog.

Anyway, every time our neighbor lady stops over she assumes it's OK to just come in with her dog and to let him off his leash to run about and jump on the furniture and in my lap. I know she loves her her doggie and he's all she has to keep her company. Im happy for her on that account. But isn't it rude to take this all for granted at someone else's house? If I ever took my dog in it was after being invited or at least asking permission.

Her dog also sheds a bit, this offends me. How does she know we don't have allergies? Which we do, any advice?

P.S. She's a nice lady, I mean no offense to her!

Ariela from FL

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Aromatherapy for Dogs

Any suggestions on what essential oils are good for a dog? For example: odor, insect repellent, air refresher, etc.?

Yaku from HK

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What is the difference between the American Legion and the VFW?

What is the difference between the American Legion and the VFW?

Imaqt1962 from Illinois

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Leftover Arepas

I have some leftover Arepas which are are Mexican corn meal griddle cakes made with masa flour. Any suggestions for leftovers? I made too many.

Thanks,
Holly from Richardson, TX

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Birthday Gift for a 96 Year Old

We have a dear uncle who is turning 96 years old in a few weeks. He still lives on his own, is healthy and spry and sharp as a tack! I need suggestions for a birthday gift, if you all would be so kind. Thank you.

Skookie from Bowling Green, KY

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Remedies for Sciatic Nerve Pain

My husband is 35 and is having terrible sciatic nerve pain. He's been to numerous doctors, but they just give him pain killers that don't seem to work. This has been going on for nearly 4 months! Any ideas for home or herbal remedies? We'll try just about anything.

Thanks!
Trashash from Texas

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Baby Cries All Night

I have a 10.5 month old baby boy, who doesn't sleep through the night, not even close. My husband and I can't handle him crying. It's so sad. :( He is my 4th child and my husbands first child.

I know I screwed up in the begining not letting him fall asleep on his own, but my husband needed his sleep because his job is dangerous if he's tired. Xavier (the Baby) is nursing still at nap time and bed time and it seems like every hour some nights. I know there isn't much milk for that kind of nursing so he is using me for a big soother. He doesn't have a different soother.

I've been trying to up his solid food intake and lower his fluid intake. I would like to dicontinue nursing as he bites me often with those razor sharp teeth, I always give in though because he refuses to bottle feed and screams his lungs out when people are trying to sleep. Then I just want to cry for him.

This is our sleep routine. Any where from 7:30-10:00 pm he falls asleep, usually while I nurse him. I put him in his bed and go to my bed then he wakes up in 1-4 hours later. I get up take him to a bed in his room, nurse him. It is my plan to leave him when he falls asleep but I'm sleeping long before he is. Then he wakes up more times then I can count and I'm rolling over from one side to the other nursing him ALL NIGHT.

I have tried getting up with him and nursing him in the living room and then putting him back in his bed but he wakes up over and over again. It takes me up to 2 hours to get him back to his bed just to have him wake up an hour later. I have been advised to let him scream it out, I have tried that during his afternoon nap but the poor little guy will cry and cry sitting in his bed start to fall over and jerk himself up. I've left him for 30 minutes or I'll go in every few minutes, lay him down, kiss him but it just doesn't work and it rips my heart out. So I'll pick him up and he falls asleep right away but I can't put him down at all for his whole nap because now he doesn't want to be let go of.

If someone has any ideas to help me fix this mess, please write. Thank so much for taking time from your busy days to help me.

Brenda from Canada

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More Reading

Tips For Ordering From Garden Catalogs
By Ellen Brown

January is the month most garden catalogs arrive in our mailboxes. Each one is chock-full of compelling descriptions and colorful, larger-than-life photographs of perfect plants (the supermodels of the fruit, vegetable and flower world). It's the stuff garden dreams are made of. To turn those picture-perfect dreams into reality, follow these simple tips for ordering from garden catalogs.

Read More: Click Here

Fishing for Sustainable Seafood
By Ellen Brown

With all of the media attention over the past few years regarding toxin levels in fish and controversies on over-fishing and fish farming, it's almost become easier to avoid eating fish and shellfish than trying to sort through the facts. Here's a no nonsense guide on how to make sure the seafood you eat is both safe and sustainable.

Read More: Click Here

Quick and Easy Recipes
By Ronald Yip

Another day, another dinner to prepare. Are you having a difficult time finding easy to prepare meals that can satisfy your growing family?

Read More: Click Here

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