Brown ground chuck. Add chili powder and cream cheese. Simmer 5 minutes. Cook pasta shells; drain. Combine meat mixture and pasta. Place in a 9x13 inch pan. Pour taco sauce over top. Cover and bake at 350 degrees F for 15-20 minutes. Remove from oven and top with chips, Cheddar and Monterrey Jack cheese and onions. Return to oven and bake an additional 15 minutes, uncovered, until cheese is melted.
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