Insurance companies like to keep your premiums close to last years, so that you will think there hasn't been an increase in the premium, but some have been known to reduce/remove some coverages without you being notified to accomplish this: "You requested this" so review your insurance policy coverages side-by-side with last year's policy (assuming that it was exactly as you desired)
By Cajun from Collinsville
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Fixing A Door That Sticks After Painting
If you have a door that sticks to the door jam after painting just put a light coating of vaseline, hair conditioner or baby oil on the edges. Works every time.
By Freds Tips from Marysville, WA
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Shop For Christmas During Back To School
This may sound really crazy to a lot of people but I have a way of saving money at Christmas time that is unique. In August when the kids go back to school, our state has a no tax weekend for school supplies and other school related items. I buy up a lot of .22,.50,17, etc. items such as glue, pencils, paper, scissors crayons. I make a package of these items using a brown lunch bag with Christmas candy inside. I make 16 of these for my Bible class. 16 gifts would be a LOT of money but not doing it this way. Besides by Christmas they have lost pencils, broken crayons and are ready for a new batch. It ends up costing less than $2.00 for each child. What else can you buy for 16 children and not break the bank.
Connie A. from Tenn.
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Canning Your Homemade Soup
I have a pal, who cans her own homemade soups. She'll prepare a BIG batch of soups and home can them. You can walk in her pantry right now and see a whole shelf of her canned homemade soups. She said it really comes in handy when she's not feeling well or when she needs a meal to prepare in a hurry. None of those canned, overly salted soups for them! To me, it seems to be an old time necessity gone awry, that not many folks do anymore. In my household, it's so easy to make a large pan of soup. I don't know that I could even make a small pan of homemade soup, it always turns out to be enough to feed the neighborhood. So instead of my usual freezing of soup, I'm going to start canning my own, too.
By Terri from NV
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Smashing Bananas For Banana Bread
My oldest daughter and I were discussing baking and cooking. When we came to bananas and how to prepare them for banana bread, she clued me in on the easy way of mashing them. She has her son, Daniel, use a hammer and smash them in the skin. I thought that clever.
By Judy from Grand Rapids, MI
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Dear Webby's Joke of the Day
I heard the dog barking before he and his owner actually barreled
into our vet practice. Spotting a training video we sell, the
owner wisely decided to buy one.
"How does this work?" she asked, handing me a check. "Do I just
have him watch this?"
Read More Jokes Here: http://webby.com/humor
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Does My Water Heater Need To Be Replaced?
My electric water heater is 25 years old. Within the last few weeks it will suddenly not heat water all the time. The first time my brother-in-law told me to hit the reset button. Since I could not find one at all, he told me to turn off the circuit breaker, wait 15-30 minutes, and turn it back on. This makes the heater work and I get hot water. Lately it is happening more frequently (sometimes daily, other times every 2-3 days).
The breaker does not trip by itself, I turn it on/off to "reset". A plumber gave me an estimate of $2,000 to replace the 50 gallon tank -- this includes city permit, electrical work (he insists city requires new breaker), replace the faucet that turns water off (it is frozen), hot water tank, city inspection afterwards, and draining/removing old tank.
Before he gave me this price, he said the tank was in great shape for its age (no rust, looks good, water runs clear) and that it probably was the thermostat. But he will not just replace the thermostat because he says it is 25 years old, too old for him to fix (yet he just said it was in good shape). $2,000 is a lot of money, and there is nothing wrong with the circuit breaker, but he says it is "best to do it all at once".
1. Am I being ripped off?
2. Is it bad to try to just replace the thermostat and then replace the heater when the element (only has one) breaks?
3. What should I pay to replace the thermostat?
4. If most agree I need to replace the heater, what is a reasonable cost in the Dallas area (for a 50 gallon tank).
5. Until I save money, am I hurting anything by flipping the breaker, waiting 20-30 minutes, and turning it back on?
Thank goodness the weather is so hot --the water heater is on my balcony in a storage room, so what warm water remains is generally OK to bathe in! Thank you.
Fran from Dallas
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Tips For Using Freezer Chest
I just bought a Kenmore 5.0 freezer chest. It is the first one I have ever owned and I am just looking for tips. I want freeze as much as I can for reusing. I guess I should ask what not to freeze too?
Joyce from Danvers, MA
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Painting Kitchen With Orangish Oak Cabinets
What wall color goes with a very rich (orangish) golden oak kitchen cabinets? I have tried Nantucket Gray (BM paint) and other muted gray greens and they look horrible. I do not know what to do because I have stripped my wall paper and need to paint.
Laurie from Saint Louis
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Is Car Wax Obsolete?
With all the problems associated with the application and removal of car wax, are the new acrylic conditioners the way to go? I have been told by several in the automotive detail business that old fashion wax is too outdated for today's new acrylic finishes.
Toni
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Cleaning Headlights With Toothpaste
Why won't toothpaste clean my headlights? I have a friend who cleaned his headlights on his '72 Chevy with toothpaste and they looked great but when I tried it on my '89 Mustang they just clouded up. Why didn't it work for me? How can I get them back clear again?
Toni
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Alpha Omega Lifepak for Homeschooling
Where can I find Alpha Omega Lifepak, Grade 5 for homeschooling. Containing Science, Math, Language, History With teachers key.
Charlotte from Rainsville, AL
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What Is This Plant?
This plant grows very well in my front yard. I received it from my parents. They didn't know the name of the plant. They did know that this plant was useful for curing some diseases, it acts as an antibiotic. The leaves can be eaten and the fruit tastes very sour. Maybe you can help me to find out what is this plant? Thank you.
Hardiness Zone: 11
Eddy from Surabaya, Indonesia

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Substitutions For Fennel In Recipes
I have several recipes that call for fennel. Since I dislike the licorice taste of fennel, I am wondering what is a suitable substitute in cooking. Celery? Celeriac? I would appreciate any help anyone can give me.
Nicki from Amarillo, Texas
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Removing Blue Jeans Dye From Pink Top
I washed jeans with a pink top. Now there is blue dye all over top. How can I take the dye out?
Louise from New Zealand
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What Is This Tree?
What is this tree?
Hardiness Zone: 7a
Maryjo from Vancouver, WA

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What Makes A Dog A Pure Bred?
If I breed my smooth, short haired Dachshund with a long haired one, would it still be pure bred? When I bought her we were told that she is pedigree. What makes her a pedigree and how can we prove it? Thanks.
e.rod
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Recipes For Someone On Dialysis
My father-in-law, to whom I am primary caregiver, has started dialysis. It seems that I am serving him the same meals over and over. Can anyone help me with some recipes that contain no tomatoes, artichokes, dried beans, broccoli, brussel sprouts, greens, lentils, lima beans, mushrooms, parsnips, winter squash, coconut, nuts/seeds as these are all high in potassium and we have to really limit that and salt. Potatoes are also high in potassium but he can have those if we dialyze them first. Thanks in advance for any and all help!
Cindy from Breaux Bridge, LA
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Crafting for Fun and Money!
If you are an avid crafter, capable writer and own a digital camera, you are eligible to participate. Submit your craft projects to ThriftyFun and we will pay $15 for any crafts that we publish.
More Information:
Click Here: http://www.thriftyfun.com/post_craft.ldml
Video Game Review: Mysteryville
By Debra Frick
If you have a daughter who has a love affair with cats and also loves mysteries this is a game you should consider for her Christmas or birthday present. Though young detectives male and female will also love this game. It is also a game that many with memory problems, like those associated with Fibromyalgia, will like as it helps to stimulate your memory skills. I am always on the look out for games that are non-violent and that my grandsons and I can play together.

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Baby Appleseed Recalls Cribs Due to Fall Hazard
Hazard: The cribs fail to meet the federal safety standards for cribs. The cribs have a two mattress support system. The secondary mattress support, used for the lowest position, does not meet the full 26 inch minimum height in its lowest position, allowing children inside to crawl over the railing, posing a fall hazard.

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DEWALT Recalls Cordless Brad Nailers Due to Injury Hazard
Hazard: The nailer can operate when the lock-off (safety) is in the locked position. Also, the nailer can operate when the trigger is not pulled and the contact trip is depressed. The unexpected ejection of a nail poses a serious injury hazard to consumers.

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Children's Hooded Sweatshirts with Drawstrings Recalled by Request Jeans Due to Strangulation Hazard
Hazard: The hoodies have a drawstring through the hood which can pose a strangulation hazard to children. In February 1996, CPSC issued guidelines (pdf) to help prevent children from strangling or getting entangled on the neck and waist by drawstrings in upper garments, such as jackets and sweatshirts.

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Children's Hooded Sweatshirts with Drawstrings Recalled by Raw Blue Due to Strangulation Hazard
Hazard: The sweatshirts have drawstrings through the hood which pose a strangulation hazard to young children. In February 1996, CPSC issued guidelines (pdf) to help prevent children from strangling or getting entangled on the neck and waist by drawstrings in upper garments, such as jackets and sweatshirts.

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Fire and Burn Hazards Prompt Recall of Gas Grills Sold at Lowe's Stores
Hazard: The cooking chamber of the grill can melt and/or ignite, posing a risk of fires and burn injuries to consumers.

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Saving Money on Packed Lunches
With kids going back to school soon, it's a good time to start looking for ways to save money on packed lunches. Here are some tips shared by the ThriftyFun community.

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Saving Money on Picture Frames
Tips and advice for Saving Money on Picture Frames. Feel free to post your ideas below.
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Coupon Swap!
Swap coupons with other ThriftyFun.com users.
Seed Swap!
Swap seeds with other ThriftyFun.com users.
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