Budget & Finance > Credit CardsApril 09, 2008

Using Credit Cards Online

When using a credit card online, stick to using only one card and use only for that purpose. You can get one that has a low limit, like 300 dollars. That way if someone gets a hold of it, you do not have a big limit on the card.

By Rosemary from Ludlow Falls Ohio

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By Gail (Guest Post) 07/08/2008

Try requesting a virtual credit card online through your credit card company. Some credit card companies allow this and it is safe for online or phone call purchases. A virtual credit card is good for one purchase only and it will show up as a replacement for your credit card number, the 3 numbers in the back and a different expiration date. No one can duplicate a virtual number.

By
04/10/2008

i actually use the prepaid master card and visa's. i know it cost to add money to them, but it's alot safer for me because i don't have to worry about someone using my entire credit limit. on prepaid cards you could control how much is stolen if it should happen. i use for all online purchases and never had any problems.

By
04/09/2008

Never use a debit card on line.....credit card companies will re pay you for any fraud, but the bank won't on a debit card...and it comes automatically out of your account. Unless you check you account several times a day, it could be used who knows how many times until you notice. penny

By
04/09/2008

Just be careful to not have too many activated credit cards, even if you do not use all of them. Should you need to aquire a loan for a large purchase, available credit lines work against you when they run a credit check in the loan approval process.

By DEBRADJ. (Guest Post) 04/09/2008

I NEVER USE CREDIT CARDS ON LINE. YOU ARE STILL OPENING ALL YOUR INFORMATION TO HACKING. WHEN I HAVE ONLINE PURCHASES I BUY A VISA OR MASTERCARD GIFT CARD. IT CAN BE USED ONLINE WITHOUT THE FEAR OF HACKERS GETTING ANY INFO OUT OF IT. I BUY IT AT MY LOCAL STORES ITS ACTIVATED AT TIME OF PURCHASE AND OFF I GO ONLINE SAFE IN THE KNOWLEDGE THAT NO ONE CAN GET MY INFO WITH IT..

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