I recently was the victim of an arson attempt and I am wanting to move to another home for my safety, there is minor heat damage done to the back wall of our home and we completely lost a mobile home on this property as well. My question is, are there places were I can get a grant or a low interest loan for a down payment to get into another home? I was under the impression that the person I was buying this home from had it insured, but have since found that was not to be the case. Both my son and I are disabled and we need to move soon.
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There are numerous places to apply but they all require someone to complete a lot of forms beginning with qualifying.
You can apply to several as one may be able to help while another may not have any available funds.
HUD may be able to put you on a list for subsidized housing which would be like rental but on a scale that matches your income.
Habitat for Humanity has programs that help people buy a home but they do require someone to have an income (job or other income) as there are monthly house payments but are lower than most mortgages.
www.needhelppayingbills.com/
If you need immediate help after a fire the Red Corss is a great place to go. When you buy a home from a person it is not up to them to insure the home after it has been sold. On the other hand if they are hodling the deed to the property they must have insurance on the home if you do not put the insurance on the home yourself.
Getting a loan for a disable person is not as difficult as many think it is. Here is a great site that will help you out and explain how it works. themortgagereports.com/
You can try social services, HUD.org and Habitat for Humanity.
Contact social services in your area,Red Cross,HUD, Habitat For Humanity!
I am very sad to hear your troubles and will pray that you find good solutions and a safe home.
Where are you located (city/state)? Each state has different resources.
Would you be willing to share what type of disabilities you and your son have? That can help point you to specific entities that help people with your same challenges.
Hopefully I can offer specific things with more info.
Prayers and blessings in the meantime!
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