I am a very creative person, I love to cook with a passion. When I cook I start from scratch. I even roast my own coffee at home. Everyone enjoys my food, even the mayor of the city. He is crazy about my coffee. My food is healthy and very unique. I own a catering business just for special meetings and private events.
My question is I am trying to get food truck so I can provide/serve it to the community where I live, especially to the kids since I have kids and I only feed them homemade food; even dessert is homemade. I have bad credit and I can not afford to buy the food truck. Is there any way I can get it and pay for it monthly after I start the business? Please any advice or opinions that can help. Thank you for your time!
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You could find someone to cosign one for you. Find someone with better credit willing to do that for you. Most banks will accept that.
YOu could do a GOFUNDME or even kickstarter campaign. If it's true that even the major believes in you, you should have no trouble fundraising.
Alternately you could explore the world of peer to peer lending, such as Lending Club www.lendingclub.com/
more on this list - www.crowdcrux.com/
Kiva is a site that has been around for ages that also offers crowdsourced lending, usually to foreign companies in developing economies - borrow.kiva.org/
peer to peer is easier because you get a pool of people lending you. Thus their risk is spread out so they are more flexible in lending. YOu still have to apply and get accepted, though
You could try a kickstarter campaign. Investors may want to see your credit, so I'm not sure you will be successful.
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