We bought our house 10 months ago and are starting to find some major issues. The sellers said they installed new roof 10 years ago. We had a guy take a look with someone who does roofing for a living and they said that roof was done at least 20 years ago, and it was just a cover up-there's still cedar tiles plus an old roof on top of that, with another lay on top of that.
We had boxes in the master bedroom, it's a very large room. We slept on one side and used the other side as storage. This summer we finally got to getting these boxes out and organized when we noticed the ceiling was wet and cracking towards the edge of the walls. Figures.
I'm trying to find out more about home purchasing and how much of a time limit do we have to be protected from stuff like this. Our realtor was no help, saying there's nothing we can do. So I'm trying to find out if there's any help and relief we can get. We live in Monroe County NY. Thank you for any leads you can provide.
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It is important that you get a home inspected before you buy. Those things would have been discovered. However, you did have a real estate agent.
It is sad that you had dealings with less than honest sellers but I sincerely doubt that you have any legal recourse. This type of problem is the reason it is stressed to always have an inspection completed before purchasing a home.
Purchasing a home, it is extremely important to get the house inspected before finalizing such a large purchase and most lenders require an appraisal of the home too.
Most lenders require an appraisal and the appraisal person should have noted any dwelling damages or concerns they have as well as the foundation, etc. They are not a home inspector but, they want to appraise the home at x amount value.
Either way, since it it is 10 months ago - I really do hope you have purchased the seller's home warranty. This typically runs for a couple hundred dollars and the warranty will help with any problems you experience (including roofing, dwelling, etc) within 1 year of ownership.
Please look in your files to see if you have that home warranty, it will come handy and act quickly since you have two months left!
Realtors and the process are supposed to protect buyers and sellers. These are state licensed professionals. They have to (at least in my state) pass and exam and get continuing education.
Sometimes things are epic fails...as it sounds like your situation.
Yes, ideally buyers are supposed to be educated and do lots of stuff that people are telling you before the fact...so that is a live and learn, that is not the end of the answer.
The bottom line is real estate is regulated and if you feel there was any fraud, you have a right to seek help....like
See if your state license board can help:
www1.nyc.gov/
OR contact a lawyer and learn if you have any options:
www.mcba.org/
Another option ... and I don't know if your Better Business Bureau is of any help (ours isn't) but you can call them and see what they recommend.
Keep asking if you aren't satisfied if someone tells you they can't help you...ask if they know anyone who can.
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