Roof Repair Assistance for Low Income Homeowners?

I am a senior citizen on a fixed income and was told I need a new roof and cannot afford it.

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November 30, 20190 found this helpful
Best Answer

Do you have leaks and called a company for an estimate?
Or did you get advice (need a new roof) from some other source?
It is always best to start with local people when you need free home repairs and since you did not state where you live then you can Google Low income senior needs free roof repairs with your zip code and several agencies should come up. These are the ones you should contact first as they will be familiar with the needs of your community.
There are always lots of forms to complete and nothing can be done until those forms are complete and sent to the agency you are asking for help.

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If you need help completing these forms you can call your local senior services agencies and they will find someone to help you. You can even contact AARP for help and they will direct you to someone in your area.

I hope you are talking about repairs to a house you own and not a mobile home as it is almost impossible to get help with roof repairs on a mobile home.

You can contact your local chapter of Habit for Humanity as they have less forms to complete and you can usually talk to a 'human' right away. If they are unable to help, they may be able to direct you to another agency for assistance.

www.habitat.org/

There is really not much need to talk with local churches or smaller organizations as roofing is a big expense and requires zoning permits and only qualified workers (in charge).

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November 30, 20190 found this helpful
Best Answer

There are a lot of people who come out to your home and claim you need expensive repairs that are not necessary. I would not take the word of just one roofer, I would call a few people to talk with them.

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If you really need a new roof I would go to this website they offer free home assistance for Seniors and people who find it hard to pay their bills. They can get you the help that is needed and many times it won't cost you anything at all. Visit this site to apply and get the hep you need. www.needhelppayingbills.com/.../information_on_home_repair_pro.html

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December 1, 20190 found this helpful
Best Answer

Many states have low or no interest loans and some even have grants that do not need to be paid back to help home owners who meet specific criteria make repairs as you describe.

If you provide your city and state, I can try to point you to specific places to contact.

Without specifics, I suggest contacting your State (if you are in the US) Congressperson or State Representative and asking him/her to meet with you to find resources that may be available.

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Post back with more info and updates. Prayers for finding solutions!

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November 29, 20190 found this helpful

Contact Habitat for Humanity or HUD.org.

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November 30, 20190 found this helpful

Here are some possible solutions to your concern.

  • Do you think you need a new roof? If you have second thoughts you could get another opinion (call a handyman and ask for a free quote.)
  • If indeed you need a new roof (i.e. outdated, leaks, etc..) You can try checking with local services in your area that may be able to help assist you (i.e. churches, county customer service assistant, non-profit groups.)
  • Call 211 and ask for more information in the assistance you need: www.211.org/.../housing-and-utilities
  • USDA.GOV: www.rd.usda.gov/.../single-family-housing-repair-loans...
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  • You could look into a personal loan with a credit union or look for low interest rates where you could incorporate toward the bill a little per month.

Hope all works out there. Take care!

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