My mother in-law remarried 8 years ago. They live in my mother's home and he will continue to live there after her death. She has let her life insurance lapse and she is now 80 years old. If she died first who should be responsible for paying for her funeral?
By Harriet W.
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That is something your husband should discuss with his mother and step father. That being said, if there aren't any plans already made, it would depend on how your husband feels about his mother. There are inexpensive funeral plans. If nobody in the family can afford a funeral, counties will do an inexpensive one.
In my case I will have to have the county pay my final expenses and there is one cemetery in town that has one area that has been blessed and is referred to as a spreading garden, where a person's ashes can be spread and a cement stepping stone is made with the person's name, date, etc.
Bodies can be donated to a university for research. But I don't think anyone can be held financially responsible for another's fineral expenses. I could be wrong. I don't have a whole lot of friends, only one sibling left so I've told my two children, no funeral, no viewing and as simple as you can make it. That does not mean you loved me any less and I'd rather they have my money than a funeral director who would, more than likely, try to rip them off.
Red Hatter has some very sensible advice. This is for your husband to discuss with his mother, and it depends very much on how you wish to celebrate her life after her passing. Many people prepay for their funerals, so that their children are not burdened with expense, nor spend far more on a show for the community than the parent would want.
If the man she remarried is still alive, he is responsible for the costs of her funeral. Best to have a discussion with both of them.
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