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Buy Now, Pay Later Websites

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February 22, 2013

I need names of online sites or stores where I can buy now and pay later on a wide variety of items. Or select items. Not Fingerhut, similar though. It's too small. I want something with variety like Fingerhut, but a bigger selection.


By hb.mac


July 10, 20140 found this helpful

Montgomery Ward, Seventh Avenue, Midnight Velvet, Stoneberry, Figis, Swiss Colony, Carole Wright, Miles Kimball, Home @ Five, Mason Shoes, Masseys, Country Door, Ginnys.

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September 13, 20160 found this helpful

Yeah, the Avenue was my first Credit Card, and I was shocked to the utmost when I got it in the store. When you get an "Avenue " Card, even though it is a store for "full size" women, it is linked to several other stores you can use it at, more clothing stores, with also regular sizes, one of which is one of my Favorite stores in the world, Torrid. I think it has all sizes, but the clothes are designed for plus sizes, and they are not the plain old mu-mus you usually see. They are really really creative, flattering and trendy. You do have to have a credit score, in the mid to upper 600s you can look it up on Comenity Bank.

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April 28, 2012

Can someone tell me some for real sites that do pay later with no credit check? I've looked up the sites they tell you to on here, but no luck. Can someone please help!


By Branda


April 28, 20120 found this helpful

A lot depends on what you want to buy. The only one I can think of right now is Fingerhut. Be aware that when you buy from these places you end up paying really high interest, therefore making the total price much more than the listed price and more than what the item is actually worth. You might be further ahead saving for larger purchases and then buying locally.

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April 30, 20120 found this helpful

Ginnys,, Midnight velvet, Seventh Avenue are all in the same family of companies. They may be what you're looking for. doesn't do payments quite the same way, but divides them up so you could probably still afford them. They do five or six payments depending on the item.

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June 18, 2011

I am looking for a buy now pay later site that delivers to Ireland.

By Sinead


June 19, 20110 found this helpful

I would imagine any of them would, if you are willing to pay enough shipping charges. But when you buy that way you are actually paying more for the item because of the outrageous interest charged.

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June 20, 20110 found this helpful

I am pretty sure you can find layaway programs at stores in your area and then you don't have to pay shipping charges or interest and just have to wait to take the merchandise home until it's already paid for.

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August 23, 2012

I am looking for men's bands that I can buy now and pay for by the month, no credit cards, or down payments. Where can I buy now and pay later?


By Charlotte from De kalb, TX


August 25, 20120 found this helpful

What are men's bands?

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November 29, 2011

I am looking for bill me later stores that sell home improvement items and one that sells jewelry. Any suggestions?

By Joann


November 29, 20110 found this helpful

The only places I know of that do not charge fees (interest) allow you to make payments, that are safe is Home Shopping Network or Shop NBC. Home Shopping Network I feel has some great deals but not the selection of HSN. Other difference is at HSN you must pay tax's with S&H fees up front (added to first payment). Usually up to 6 equally divided payments after that. Holiday time of year everything has until 1-31-2012 for returns.


I know of QVC (they divide tax S&H into payments). Markdowns, clearance and holiday prices make them all competitively priced.
Shop NBC has many no S&H fees also depending on purchase so many things have no tax.They also have until end of Jan. for returns during holidays.

Since both are in 90 million homes the prices are usually cheaper than buying at the local big store,or with jewelry so many types, price ranges and great deals. Having everything with a guarantee, no interest and always "feed back" from other consumers.

I got my computer that way saved almost $1000.00 with 3 year extended guarantee, software added(no cost). I could never had been able to get a laptop any other way. I look for free shipping and handling, clearance or sale items. I was able to get very nice watches for my son at Shop NBC, with 5 year guarantee. Knowing he could return it if not happy, was very nice. Having it divided into 6 equal payments made it so I could afford it.


Good luck, these are safe, no interest only a debit card required selling the best name brand merchandise. If its not a necessary purchase, I have found for me not being in debt is always best. However for these items I got great deal and I knew I could afford the payments. Blessings!

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November 8, 2009

How many Choose and Charge accounts can you have at one time?

By dimples from Boston, MA


November 11, 20091 found this helpful

If what you mean are the 'buy now pay later' places like Fingerhut, Figi's, etc. I would suggest having 'None'! You pay outrageous prices for the items you receive, plus high shipping and finance fees :-o If you have your heart set on still doing it then at least stick with only 'one' because you are risking over purchasing and ruining your credit if you can't pay the bills.

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Does anyone know of buy now, pay later sites that cater orders from Philippines?

Thanks. :)

By Pauline Grandia E. from Cebu, Cebu

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July 13, 2013

I am looking for store or place for medical supplies such as Nicoderm CQ patches and other medical supplies. It needs to be a buy know pay later type store for someone with bad credit and debit.


By James

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I have heard of websites that don't require a credit card. I'm hoping to find a similar catalog. Any suggestions welcome.

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September 8, 2011

Does anyone know of a bill me later site here in the Philippines?

By Rhobie

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November 11, 2016

This is a page about buy now pay later websites for laptops. If the cost of a new laptop is not within their budget some consumers look for pay later options.

A laptop being used by a person.

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July 6, 2017

It is possible with some website to order products and have them bill you later. This is a page about bill me later websites.

Using a tablet to shop at a website.

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September 19, 2019

Finding 'buy now pay later' companies is possible for certain types of items. However, locating an on-line nursery that offers this option may be difficult. This page offers some opinions on and options to the 'buy now pay later' concept regarding shopping for garden plants and supplies.

An online nursery app in front of purple flowers.

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ThriftyFun is one of the longest running frugal living communities on the Internet. These are archives of older discussions.

March 11, 2010

Does anyone know a website that I can do my Christmas shopping using the "buy now and make payments later" option?

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December 2, 2010

I want to know of more websites like Ltd Commodities.

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November 24, 2009

What are some of the buy now pay later sites?

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October 11, 2009

Are there any companies like where you order and pay after your stuff is shipped?

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August 15, 2008

Does anybody know any Buy Now, Pay Later sites where you do not have to use a credit card at all?

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