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July 5, 2004

Cut Years Off Your MortgageTo really cut years off your mortgage, make an extra payment a year but do it this way. Say your mortgage payment is 1200/month. Divide that by 12 ($100) and add that above and beyond that monthly payment.

Inexpensive, Portable Fingernail Polish RemoverFor an inexpensive, portable fingernail polish remover try filling an empty film canister with a trimmed pink foam roller pad drenched in fingernail polish remover. The hole in the center of the foam pad is perfect finger size.

Save Gift Wrap for DecoupageSave every scrap of gift wrap. It will always be good enough for decoupaging something. Be sure it has no bits and pieces of tape on it, otherwise, it can be used as underliner if not on the final side of what you're making.

Make Vegetable Broth with LeftoversKeep a gallon size freezer bag in your freezer, and as you cut off tomato ends, carrot ends, have leftover onion tops or celery, place them in the bag. When the bag is full, pull out and make up a batch of vegetable broth.

Give the Kids a BriefcaseGive each child a cheap briefcase; you can often find these for next to nothing at Goodwill and consignment shops. A briefcase is better than a duffel bag or grocery bag because it limits the amount of stuff and makes a great personal desk.

Dog is Losing its Hair & Request for Flea RemedyWhat's the best home remedy to get fleas off my dogs, and what can i do about them losing their hair? Charlotte

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