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Buying a Wedding Ring With Bad Credit

Category Advice
A bad credit history can interfere with many aspects of your life. This is a guide about buying a wedding ring with bad credit.
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Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.

December 18, 20041 found this helpful

I want to propose to my girlfriend but I don't have the money to buy a ring right this moment, so are there any sites out there that you can buy now and pay later without good credit? and you can receive the ring before you get finish paying it off!

Allan

Answers

December 22, 20040 found this helpful
Best Answer

I disagree that you have to have good credit before you can get married! While you definitely need to discuss your bad credit before the big day, so there are no surprises, marriage really is about love - not money. When my husband proposed to me, he didn't have enough money for a ring, so he asked in our families if there was a family ring he could have. My ring has green tourmanline instead of diamonds. This is perfect because green is our favorite color, and we don't want to see ourselves as every other couple.

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January 13, 20050 found this helpful
Best Answer

Why not go to a pawn shop? They have some beautiful rings and don't cost that much.

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By Mindylou (Guest Post)
May 15, 20081 found this helpful
Best Answer

Try ICE.com they have month to month payment plans and pretty cheap prices. There are no credit checks and all you need is a credit card (I have bad credit too so I used a prepaid Visa card.

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You can get them at Walmart or Walgreens for like 5 bucks+ the amount you put on the credit card). Plus around Valentine's Day Ice.com drops all their monthly payments to under 100.00 a month. Hope I helped!

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By Jade (Guest Post)
January 15, 20090 found this helpful
Best Answer

Some places do a layaway plan. Pick the ring, put down the deposit, then pay it off before the date.

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