New Years Financial Resolutions
Not all of my 2012 new year's resolutions focus on money. There are a few others like going to the gym regularly and calling my grandmother more often. But the money saving resolutions are the one I'm looking forward to the most.
Will the Main Street Fairness Act Affect Me?
As Congress debates whether or not to pass the Main Street Fairness Act, consumers are wondering what this means to them. In fact, customers have been wondering for years why they pay sales tax to some online and catalog orders and not to others.
Preparing for Snow Emergencies
The Boy Scouts have it right-always be prepared. After a recent early season snow storm knocked out power for days in the mid-Atlantic, families emerged from the darkness with the realization that they weren't as prepared for a disaster as they thought.
It's fun to organize your office and enjoy crafting at the same time. These crafty ideas will not only organize your desk but also keep children busy while you finish some of your paperwork.
Whether you're short on time or money, preparing one large meal on the weekend and stretching it all week long is a cost and time efficient way of meal planning.
Savings Websites: The Good, the Bad, and the Broken
There are great websites that offer deals and discounts, but then there are just as many that aren't worth the time it takes to navigate them. Beware of sites that require a subscription before you see any of their deals and discounts.
Saving Instead of Scrapping Old Clothes
Each time I donate bags of clothes to Good Will, there is a lingering pile of items that didn't make the cut. It consists of frayed jeans and torn t-shirts that can't be donated and are destined for the trash can. After talking with someone about her scrap crafts,
I've heard the argument before. The expensive price tag on the iPhone is justified by the applications that it runs. It sounds like a good argument, but when the calculators come out, it doesn't work. So, what's a smartphone worth?
It's laundry day, and the clothes are separated, the newest energy efficient washer is on, and the water temperature is set to cold. It's a financially efficient laundry load, right?
Free Information About Freebies
When looking for freebies, why not start with free information? Several websites gather all the free samples, coupons, and great offers. A few have a hidden agenda that makes their operation look a bit shady, but others are legitimate sites that are harmless free fun.
A myriad of companies offer fundraising for "shopping you'd do anyway." If you're involved in your school's fundraising, check out some of these businesses and sign up. Even one shopper could earn a few dollars, and every school can use those.
Yard Sales vs. Online Auctions: Getting the Best Profit for Your Items
Which is the better choice, having a yard sale or placing items on an online auction? A mix of the two may be your best bet for getting the value you deserve.
After perusing your local garden store you'll realize that the summer growing season means big business for these companies. They're counting on you to invest heavily in your seasonal needs. Instead, look for some recycling options that keep your garden and your wallet healthy.
Stock Market 101: It's Not As Difficult As It Seems
Monitor your reaction when you read the following word: stocks. Did your body grow suddenly tense and rigid with a sense of impending confusion, or were you filled with anticipation of carefully planned success?
Before we hit the beach, I spent ten minutes covering a wriggling and impatient boy with SPF 50 sunscreen. To my dismay, I didn't put a pale skinned youngster to bed that night.
Like Mr. McDuck, I have a horde of food stored in my basement. It's the rewards gained from "stocking up," but those rewards must be kept tidy because, unlike Scrooge McDuck, our food carries expiration dates.
Paper or Fabric? What Napkins Save the Most Money?
A major cost in any household shouldn't be the napkins that sit on the dining room table, but it is an expense. The question, of paper napkins verses fabric napkins, is which is for the better good, both environmentally and economically?
Many of us are wondering if there's something we can do to better protect our homes from devastating storms. The first step is to listen to authorities and evacuate dangerous areas before the storms arrive. Homes can be replaced; families cannot.
To say that I'm obsessed with extreme couponing is almost an understatement. What started as a special television program in January has become a weekly program, teaching viewers how to become extreme couponers who take home four carts of groceries for under $50.
Every yard sale host hopes for a perfectly sunny, prosperous day. Yet, many end their sales with unsold items and hours spent without meeting sales goals. There are a few strategies that will give sellers the results they expect.
Can Saving Water Save Electricity?
After unplugging every gadget that wasn't being used, turning off every light that didn't need to burn, and replacing every appliance with an energy saving model, there still had to be an unseen way to save electricity. Saving water can save electricity as well.
With the availability of online news, why pay for it to be delivered? I was surprised at how quickly I had an answer to this question. I would pay to have it delivered because I could turn the cost around, and ultimately get the hard copies of the newspaper for free.
When purchasing a large appliance, there is often a store or manufacturer's rebate attached. What many don't realize, however, is that there are more rebates waiting to be taken.
American Express paid for my son's vacation. Seriously? Yes, the focused and frugal can manipulate credit card rewards to their benefit. Of course, without dedication and restraint you'll fall into the trap that the credit companies created.
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With the availability of online news, why pay for it to be delivered? I was surprised at how quickly I had an answer to this question. I would pay to have it delivered because I could turn the cost around, and ultimately get the hard copies of the newspaper for free.
When purchasing a large appliance, there is often a store or manufacturer's rebate attached. What many don't realize, however, is that there are more rebates waiting to be taken.
Planning ahead for the seasons can add challenges to spring planting. Instead of planting each season, plant now to create an entire yearly display for much less than you'll pay to replant it each season. Why pay money to purchase plants and then throw them away?
The Basics for Starting Out on Your Own
As colleges prepare for graduation, thousands of people prepare to enter the workforce. There's a promise of paychecks and prosperity, but there's also the threat of dangerous levels of debt.
