I am 48 years old and have 3 boys (16, 13, 7) and a wonderful husband. I have so badly wanted to "get it" when it comes to living frugally, but I get caught up in suburban life and credit line mortgages.
Problems Cashing an Old Money Order
I went into the bank last week to cash a money order I had for three years. They said because of the date they would have to send it away. I signed it and showed my license. I called today to find out the status of it and was told it was not my money order that someone else purchased it and reported it lost and cashed it. They will not tell me who it was. I don't get it? They were very rude about it. I called the head office and they're checking into it. Anyone have advice? They even deny I was in the bank to cash it.
Blue Cross/Blue Shield and Medicare Advice
As a retired federal employee, my Blue Cross Blue Shield payment is a mandatory deduction from my pension each month in the amount of $432.00 per month. Now that I am 65, the Medicare question is complicated...
Finding Stores That Offer Senior Citizen Discounts
Do Best Buy stores give senior citizen discounts?
When I was working, I began collecting antique clothes, antique jewelry, and antique baby items. I have been retired and don't want these items anymore. However, many of them were expensive.
Getting a Small Equity-secured Loan with Bad Credit
I am in dire need of a loan, but my credit is horrible after a divorce. I am trying to sell/trade/refinance my car for a much cheaper car because I cannot afford the payment anymore.
I'm almost 63 and have worked at my job (IT) for over 20 years. In an effort to decrease staff, my work is offering (to anyone eligible) a great early retirement option. I will get 16 weeks of pay and insurance (at what I'm paying now) until I turn 65.
Choosing Secondary Health Insurance for Seniors
My mom is 73 years old and is on Social Security. She's been relying on COBRA as a secondary insurance since my stepdad passed away, but she's going to be losing it in the next month or so. She hasn't chosen a new secondary insurance because she's confused over which one to pick from.
Resolving a Medical Bill When on Medicare
I had heart surgery February 9, 2011. I received a bill for $10, 810. from Bay Medical Physicians Group yesterday. I don't owe Bay Medical; Medicare and Blue Cross do. What should I do?
Saving Money by Buying in Bulk
I am attempting to buy grocery items in bulk. Any suggestions or tips?
Receiving Disbursements from an IRA
I am 70 now; how do I start drawing from my IRA account?
I had read on a recent post about making extra money on Twitter or web sites. I am down to investigating any extra income source that I can look into. I now have a disability from an abusive ex-husband.
Early Retirement and Medical Insurance
Due to extreme stress on my job that is affecting my health, I am looking into retirement at 62 and finding part time work. I think I can do this as far as my bills, but my concern is medical insurance.
Finding Financial Assistance for the Cost of Prescription Supplements
I am seeing a doctor who specializes in bioidentical hormone replacement therapy. My medicaid covers the cost of the scrips, but not the doctor fees. I need assistance in purchasing the added supplements he prescribes for me which I'm finding difficult to pay for.
Advice for First Time Home Buyers
My DH and I are considering buying our first home. We are looking at an "as is" home and are wondering what all we need to consider before calling the agent, including questions to ask about the house and loans, etc.
Saving Money on Household Expenses
This is not a specific question, we are a one income family, we have 10 (yes ten) children, and I am a stay at home mom. I would love to hear any and all ideas, advice, etc. about things we can do to save money.
Cost Effectiveness of Freezing Local Produce for Winter Use
Can I cut food costs by buying a small upright freezer and filling it with locally grown produce to supplement my refrigerator/freezer? It will increase my electricity bill and I'll have to add packaging costs.
Finding a Job After Being a Stay at Home Mom
I am supporting 1 teen and 3 cats. Never be a stay at home mom.
I want to buy a low cost home here in Dallas (under $85K). Yes, I know that is funny. Most of the homes I qualify for seem to be HUD homes. There seems to be a "system" that I am not aware of in terms of actually scoring one.
Legitimate Work from Home Jobs
Does anyone know of any legitimate work from home websites where I could land a good job? I currently work from home as a VCSR (Virtual Customer Service Representative).
Survivor's Portion of SS Benefits
My husband and I receive Social Security benefits. Does the surviving spouse receive a portion of decedent's SS benefit? If divorced? If so, what percentage? If someone can offer a link or other resource for the answer I would appreciate it. Thank you!
My son is 2 years old and his father has just passed. What benefits can I receive for him?
Getting Dental Work Done Without Insurance
I am in need of periodontal work and have no insurance. Where is the most inexpensive place to get it done?
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It's hard to resist purchasing items at the store, but resisting on-line is even more difficult. High internet sales suggest that consumers are finding it hard to curb their internet spending appetite. Maybe it's because the internet offers so many great desserts.
