Easy and Secure Password Management
Good point! For me, I use Sticky Password software which can generate completed password and I dont need to remember.
Make a "What To Do" List for Idle Moments
Thanks for sharing. To Do list can definitely help time management. No only for Idle Moments but for life.
What Are We Saving All This Money For?
Well... It is hard to say. Anything can happen and need money. I would say money saving is more like a habit for emergency used.
