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September 22, 2006
Mail to Comcast Users Working Again
If you are a comcast subscriber, any mail we have sent to you is being bounced. Update: It is working today (9/22/2006)
Create Your Ideal Budget
Start by listing everything that you spend money on each month and how much you spend. Add up the list to get your current total budget. Once you have that information you can start creating your ideal budget.
Discretionary Vs. Mandatory Spending
When making a budget, be sure to identify Discretionary and Mandatory expenses.
Stop Charging and Start Using Cash
If your credit card debt is getting out of hand, the first thing you need to do is stop using your credit cards. Many people get into the mindset of "I'll pay it off later" or "I'm already in debt, what will a little debt hurt?".
Debt Consolidation Warning
Debt consolidation can offer a great opportunity for people that have amassed large amounts of credit card debt at unfavorable interest rates. You can get lower, more manageable monthly payments and reduce the number of bills you have to pay each month.
Don't Apply For Credit Too Often
Don't apply for credit if you think you will be denied. Don't try to apply for credit cards too frequently. Submitting too many credit applications in a short period of time can lower your credit score and make it more difficult to get credit when you really need it.
Your Spouse and Your Credit Score
Keep in mind that your credit report may be tied to your spouse's. If your spouse has bad credit habits, it could affect your credit as well.
The Dangers of Co-Signing
The chances are that someone will ask you to co-sign for a loan at some point. With a co-signer, a person with no credit or bad credit can qualify for a loan that they wouldn't ordinarily be able to get.
Look at the Dollar a Day
Face it, budgeting is hard. Sometimes what makes it so difficult is the "big picture." Paying $50 a month for something doesn't seem so bad until you realize how many things cost $50 a month. Now the $50 turned itself into $250 a month.
Dogs with Vision Problems
Dogs with Vision Problems Photo. Does your dog have a vision problem. . .
Lurch (Maine Coon)
Lurch is a 3 year old Maine Coon. I got him from a private breeder.
"Bunny Special" Recipe
This simple but delicious recipe was started by my grandparents, and we all love it. They named it "Bunny Special" why I never asked, maybe someone can tell me! lol. . .
Helpful Kitchen Tips
Here are a few tried-and-true easy ideas for saving time and your energy in the kitchen!
The Benefits of Canning And Gardening
Thanks For The Nice Comments On Canning And Gardening. May I respond to all the nice people who commented on my home food canning tip? If you want to get started, buy a copy of the newest edition of the Ball Blue Book.
Orange Oil For Cleaning Furniture
I have a cleaning service and if I am dusting particularly dusty furniture, I like to spray orange oil on my rag, run hot water over it and wring it out.
Angel Tomato Photo. Being a gardener, I just loved this tomato! Another one of God's gifts to us.
Primavera Pasta Poupon
Recipe for Primavera Pasta Poupon. Brush 4 Tbsp. mustard on veggies, grill or broil. Combine remaining ingredients except pasta together. Now toss into pasta then add veggies and toss again. . .
Marie Callendar's Lemon Cream Cheese Pie
Preheat oven to 350 degrees F. Make the crust by combining the graham cracker crumbs with melted butter and sugar in a small bowl. Press the crust mixture into an 8-inch pie pan. . .
Take Time To Plan For The Holidays Now
Here's an idea: Take a few hours one day very soon to sit down with a tall glass of lemonade or ice tea and make a written plan for the upcoming holidays.
Cleaning a Computer Keyboard
Turn your keyboard upside down and shake it to get residual loose crumbs, dirt, etc. out. Do this several times. Then get a paper towel or soft cloth and spray the cloth with something like 409. Then start cleaning those keys. It'll get all the grime, makeup, etc. off the keys.
Reusing Extra Candle Wax
Reusing Extra Candle Wax. When you have a candle that burns unevenly and wax is left in the jar or in a pillar, you can place the wax in the microwave and melt the wax.
Last Minute Birthday Gift
My daughter had a last minute birthday party to attend and I did not know the recipient enough to have an appropriate gift. I also did not have enough money for a store bought gift. . .
Creamy Chicken And Cheddar Rice
Recipe for Creamy Chicken And Cheddar Rice. Spray non stick skillet with cooking spray. Add chicken. Cover and cook 5 minutes or until chicken is cooked through. Sprinkle with garlic powder. . .
15 Minute Chili Cheeseburger Skillet
Recipe for 15 Minute Chili Cheeseburger Skillet. Brown beef, drain. Add in water, macaroni, and chili powder. Simmer over low heat about 5 minutes, stirring twice. . .
Monogrammed Golf Balls - Joke
A man staggered into a hospital with a concussion, multiple bruises, two black eyes, and a five iron wrapped tightly around his throat. Naturally, the Doctor asked him, "What happened to you?". . .
Amazing Corn Cake
Recipe for Amazing Corn Cake. Combine corn and sugars. Add eggs and oil. Beat until well blended. Combine dry ingredients and add to batter. . .
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