Opt Out of Financial Credit OffersPeople can steal those forms right out of your mailbox and steal your identity. You can opt out by going to this website.
Using Free Credit ReportsThis page is about using free credit reports. There are ways to keep track of your credit score and reporting without having to pay for this service.
Understanding Your Credit ScoreThis page is about understanding your credit score. When you know what your credit score means, it can help you determine how best to conduct your borrowing.
Providing Information to a Credit Bureau?This is a page about providing information to a credit bureau. With the concern for privacy of personal information, an individual may have concerns if asked to supply information to a credit bureau.
Fixing Bad Credit?This page is about fixing bad credit. Living beyond your means or falling behind on your bills can make you a poor credit risk to lenders.
What is a Good Credit Score?This page is about what is a good credit score? Knowing how to evaluate your credit score before applying for a loan, can be helpful in securing credit.
Raising Your Credit ScoreYour credit score is important when applying for a loan or a line of credit. Although it can take awhile, there are ways to increase your credit score if you find that it's too low. This is a page about raising your credit score.
Purchasing a Home After a Foreclosure?I had a house go into foreclosure in 2007. My loan officer advised me yesterday that the mortgage company that financed the house that went into foreclosure has put that house back on my credit report as outstanding, indicating I owe them 20K.
Property Tax Lien on Foreclosed Home?I lost a house to foreclosure in 2005. There were property taxes owed on the house at the time of foreclosure. The house has been purchased by new homeowners now. I don't think they are renting.
Providing Innovis Credit Bureau With Information?Innovis wants more information, such as copy of DL and copy of a bill, email address, social security, and two phone numbers. Should I be concerned with giving all of this information to this silent credit bureau?
What's a good credit score?Does anyone know what a good credit score is? I am referring to the FICO score.
Repairing Your Credit?Ok, so I got a letter offering to settle an account with an original balance of over 5K for $1,300. Can I do this on all my negative marks? I don't want it to show up on my credit as settled, I want it removed. Do I need a credit repair company or is it a DIY fix? How do I do this?
Paying Debt to Improve Your Credit Score?I was told that I shouldn't bother paying off my debts (other than student loans), because paying it out won't change my credit score at all. It will still be lousy, so I might as well keep my money. True?
Credit Fraud Due to Divorce?Can anyone place a 7 year credit alert with the 3 credit reporting agencies in Texas after a divorce "without" a police report? My daughter ran her report after leaving her husband and found that during the marriage he had opened up accounts in her name only without her knowledge. According to my daughter he has closed the accounts.
Fixing Bad Credit?I am trying to rebuild my credit, and would like to know if there are any sites that I can go to that does pay later plans and also help with credit because I have bad credit and need help please.