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Providing Information to a Credit Bureau

Category Credit Rating
Credit Report
With the concern for privacy of personal information, an individual may have concerns if asked to supply information to a credit bureau. This is a guide about providing information to a credit bureau.


Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.

March 11, 20100 found this helpful

Innovis wants more information, such as copy of DL and copy of a bill, email address, social security, and two phone numbers. Should I be concerned with giving all of this information to this silent credit bureau?


Answer Was this helpful? Yes
March 11, 20100 found this helpful

A "credit bureau"should have that info. If their asking for these things over the phone or by mail, I would send nothing. If your opening a new account in person with them then nothing seems out of line.

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March 11, 20100 found this helpful

There are hundreds of companies out there that call themselves credit bureaus. A credit bureau is a private company (not a government agency) that records and sells information about you and your credit history to potential lenders, employers and even landlords. They are in business to make money, keep that in mind when you feel pressure to pay for and view your report from another agency that you have never heard of. The ones listed below are the bureaus that most lenders consult when evaluating your credit worthiness.



P.O. Box 740241

Atlanta, GA 30374-0241

Phone: (800) 685-1111


Experian (formerly TRW) P.O. Box 2002

Allen, TX 75013


Phone: (888) EXPERIAN (888-397-3742)

Trans Union

P.O. Box 1000

Chester, PA 19022


Phone: (800) 916-8800

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March 15, 20100 found this helpful

Gosh, do not give them your information. That scares me as I've never heard of them as a Credit reporting agency. Do not give any information to anyone unless you personally instigated the call and then even sometimes not then.

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March 15, 20100 found this helpful

'Do not give any of your information' and report them to the proper authorities! And, as someone else mentioned, if they were truly legit like 'the big three', they would already have all this information! If it happens to be regarding a bill you owe to a small company using their (innovis) service to check your reports then tell that company to use one of 'the big three' instead!


I just did a Google search and McAfee has a huge red flag (stop) next to one of the innovis links and a yellow flag (caution) next to another link! Here's an interesting link regarding them that you should read (be patient if it takes a moment to load):

http://www.cred … es/Innovis.shtml

Reply Was this helpful? Yes
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