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Buy now pay later button on a computer keyboard.

Buy Now, Pay Later Websites

Dental tools in open mouth

Getting Dental Work w/o Insurance

Longshoreman at Work

Getting a Job as a Longshoreman

Using a tablet to shop at a website.

Bill Me Later Websites

Couple Reviewing Medicare Costs

Grants for Costs Not Paid By Medicare

Shredding Confidential Document

Disposing of Important Papers

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How Much To Charge For Cleaning & Doing Laundry

Credit Report on Table

Raising Your Credit Score

Medicare enrollment Form

Choosing Medicare Supp. Insurance

Refill Foaming Hand Soap

Refill Foaming Hand Soap

Minimum Payments to Avoid Collections

Minimum Payments to Avoid Collections

My Debit Card Was Stolen and Used Online

A nice looking antique chair.

Selling Antique Furniture

How do You Fill Out a Money Order?

A bunch of coins, ready for counting.

Give Yourself a Second Payday With Coins

An insurance claim form.

Inventory and Photograph Belongings for Insurance Claims

Money Management Tips

Money Management Tips and Tricks

A girlfriend and boyfriend struggling to pay bills.

Sharing Living Expenses With Boy/Girlfriend

A woman working a second job at a gift store.

Second Job Ideas

Selling or Donating Old Costume Jewelry

White Low Flow Toilet

Saving Money on Your Sewer Bill

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Bill Paying Tips and Tricks

Bill Paying Tips and Tricks

Tax Receipts for Thrift Store Donations

A woman working from home.

Finding Legitimate Work From Home Jobs

Financial Assistance for Prescription Strength Vitamins

How to Report Rental Income from a Live-in Relative?

Paying off Debt

Snowball Payments to Get Out of Debt

A woman receiving dental care.

Does Medicare Have Dental Coverage?

Handing Over Keys To House

Paying Off Your Home Mortgage

Ways to Raise Money for a School Trip

Work From Home: Lifebushido Reviews

A woman looking at many receipts and paperwork on a wooden floor.

Simple Household Bookkeeping System

used car dealership

Buying a Used Car

Troubleshooting the Cause of My Large Electric Bill

Coins Flying out of Jar

Saving Spare Change

Woman receiving change at the grocery store

Advice for Stretching Your Grocery Budget

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Saving Money on Utilities, Energy Savings Piggy Bank

Saving Money on Utilities

Perm Rollers

Saving Money on a Perm

Cleaner in a spray bottle.

Saving Money on Household Cleaners

A smartphone being used to pay a bill online.

Using Bill Pay Features

A woman looking at Medicare paperwork.

Medicare Part B Coverage Advice

Where Can I Cash a Tax Refund Check from H&R Block?

Saving Money on Dentistry

Selling On eBay

Buying Garage Sale Items to Resell

Buying Garage Sale Items to Resell

A paper bag full of groceries

Stocking Up on Groceries

Senior Woman eating lunch after shopping

Saving Money as a Senior Citizen

Low Income Senior Applying for Grant

Grants for Low Income Seniors

Shop At Stores That Save You Money

Budget Organizer Notebook - open notebook showing budget envelopes

Budget Organizer Notebook

Saving Money on Paper Towels

Saving Money on Paper Towels

Saving Money on Funeral Expenses, A headstone at a cemetery.

Saving Money on Funeral Expenses

Roll of quarters on white background.

Where Can I Buy Rolls of Quarters?

An upclose photo of a laptop keyboard.

Saving Money on Your Internet Bill

Cash Tip Left UNder Water Glass at Pizza Restaurant

Getting Good Tips Waiting Tables

Shirts on Sale

Tips for Price Matching

Budgeting Groceries for a Family of Four

Paper Towels

What Are the Cheapest Paper Products?

A couple working on their household budget.

Reducing Your Household Budget

Cutting heating Costs By Blocking Open Doorways

$500 bills

Cashing an Old Money Order

Peppermint Oil

Buying Peppermint Oil

Financial Assistance to Purchase a Car

An street with an "Apartment For Rent" sign.

Renting an Apartment

Flowers on a grave.

Financial Responsibility for Funeral Costs

Woman standing in front of a travel trailer that has a "Home for Rent" sign in the window

Living in a Travel Trailer

Man Working at Home

Rural Work at Home Ideas

A piggy bank on top of many dollar bills.

Stretching Your Retirement Dollars

A pile of retirement paperwork.

Organizing Retirement Paperwork

Best Method for Making Payments to Collection Agency

Repaying Cigna for Disability Overpayment

Our Energy Bill Keeps Going Up

When is the First Mortgage Payment Due After Closing?

Determining Why Electric Bill Is So High

Person with credit cards and a calculator.

Reducing Credit Card Debt

Dresses on mannequins.

Earning Extra Money With Consignment Stores

Furniture in a store.

Rent to Own Store Reviews

Certificates of Deposit on a desk.

Investing in Certificates of Deposit (CDs)

Senior Woman Giving Credit Card Details On The Phone

Avoiding Telephone Scams

Financial advisor going over some notes with senior couple

Financial Advice for Retirement

Mother and daughter choosing product at the grocery store.

Saving Money on Kid Friendly Products

Home inspector with a clipboard.

Home Inspection Tips for New Home Buyers

Opt Out of Financial Credit Offers

Woman surrounded by boxes, getting them ready to send.

Finding Production or Assembly Work You Can Do From Home

Man holds invoice of water usage over desk.

Keeping Track of Bill Due Dates

Woman holding a stack of credit cards and typing into a calculator.

Dealing With Credit Card Debt

Woman sitting in kitchen working on her budgeting

Struggling With a Small Budget

Too many overdue bills piled up on desk.

Sinking In Debt, More Bills Than Income

Man making purchase with credit card online

Do I Need to Insure My Credit Cards?

Man sitting down to interview looking at resume

Finding a Job with a Felony Charge

Graduation hat on top of a pile of coins.

Paying Off High Interest Student Loans

Filing an Insurance Claim After a Fire - Pokémon card collection

Filing an Insurance Claim After a Fire

Hands holding cash to be put away for savings

Saving Your Raise

Building with the word "Bank" on it.

Emigrant Direct Bank Reviews

Man driving at night in the city.

Driving for Uber

Woman concerned about her bills negotiating on the phone

Negotiating Payment Plans for Bills

Man holding out a car key.

Loaning Your Car To Someone

Woman studying for exam with books and computer

Tips for Passing the NBCOT Exam

Claiming Step Children on Taxes

Tax Return Form with One Hundred Dollar Bill

Avoiding Early Tax Refund Loans

One hand giving money to another hand.

Loaning Money to Relatives

Brick apartments with laundry hanging from the balcony.

Low Income Apartments in North Carolina

Featured

A sneaker next to a heeled dress shoe.

Preparing for a Life with Less IncomeI am planning to retire in the next three to five years. I have been thinking a lot about making sure I am in the best financial situation possible. I realized that it is really my second time planning to live on less income. 35 years ago I left the workforce to raise my family. That was temporary; this is probably going to be permanent. A lot of the things I did then to prepare for less income I am doing now.

A computer screen with a debt repayment calculator.

Struggling with my Small BudgetI have been working hard on my credit score. I had bad vision up until yesterday when I got my glasses. I was able to read the fine print on some bills. I went to read the billing statements and found the interest rates horrible.

Several coupons and a pair of scissors.

Using Coupons at Dollar StoresTo save some money at the dollar store, keep an eye out for coupons you can use when you shop there. This is a guide about using coupons at dollar stores.

Getting Out of Debt, Picture of a woman cutting a credit card.

Getting Out of DebtThis guide is a guide about getting out of debt. Consumer debt is at all time highs and the interest on carrying large amounts of debt is very expensive. Carrying less debt is something that every household should strive for.

Woman paying grocer with cash

How to Save Money By Paying With CashThis is a guide about how to save money by paying with cash. There are numerous benefits to not purchasing items on credit. We are surrounded by constant incentives to use credit, but just avoiding interest fees help you save money.

A man watching a video through a streaming service.

Using Video Streaming Services Instead of Cable TVThis is a guide about using video streaming services instead of cable tv. Cable is expensive, but there are some ways you can save money. One option is to switch to a streaming service to watch your favorite shows. Netflix and Hulu are just some of the services out there. Here is some advice if you are thinking about cancelling cable.

Recent

Ask to Waive Late ChargesOnce in awhile we make mistakes and may forget to pay our bill(s). Then, the upcoming bill a late fee penalty will be charged. The penalty fee varies depending on the bill, but for my internet bill I accidentally forgot to pay and the fee was $9.

A man cutting up his credit cards.

Reducing Credit Card DebtMany of us use a credit card for online purchases, bill pay, or when we go out so we have some fraud protection. Throw in a major auto repair or medical expense and it can be easy to start running a balance. It's easy to feel resigned to being in debt but with proper planning you can get your credit cards under control.

Containers of sorted coins.

Don't Be Shy Using Coins and CouponsI used to be really nervous when I am in line with coupons or if I take slightly longer at the register to pay. I just didn't want to be "that" person everyone would be angry at. I would opt to use my credit card just so I don't have to fidget with cash and coins.

A jar of coins spilling out on a white background.

Cashing In Pocket ChangeMy husband won't spend change, so we wind up with piles of change on his dresser. Every so often, I'll take it to Coinstar in our grocery store. I found that I can turn the coins into an Amazon e-coupon, for free. I just cash in the coins and then add the code to my Amazon account.

A pile of dollar bills and change on a wooden table.

Take Advantage of Senior DiscountsMy parents have a list of shops in their area that offer senior discounts. Some are valid every day, some are one day a week, some are one day a month. The discounts can vary from 10 to 25 percent off, and most don't require you to sign up for a free membership.

A saltwater aquarium with colorful striped fish.

Free Museum Admission with Bank of AmericaIf you bank or have a credit card with Bank of America, every first full weekend of every month you can take advantage of complimentary/free general admission to select museums, gardens, aquariums in the United States.

Questions

BC/BS Coverage and Medicare Part BDoes my coverage thru the Federal Government allow me to delay Medicare Part B so that I can also use TriCare? I'm reading that my coverage with the Blues will allow me to delay enrolling in Part B, but it is unclear if this means I can still use TriCare.

Sharing Expenses With GirlfriendI have been living with my girl for 4 months; her mom kicked her out so I told her she could come stay with me. I have roommates so I have to hide her or I would get kicked out of the house.

Sharing Living Expenses with GirlfriendMy girlfriend and I have been together ever since 1993. Back in 2016 we decided to live in an apartment together. Back then I was making quite a bit more than she was so I was coming up with the rent. Now the rent is quite a bit higher and I don't know how to approach her.

Blue Cross Blue Shield (FEHB) and MedicareI am 60 years (Dec.) and would like to get a better understanding on my options before the time to make changes to my BCBS/FEHB Standard Self +1 being my secondary insurances and Medicare being my primary and which of the other options best fits me.

Tips for Living on Social SecurityHow do I live on a Social Security budget?

Finding Jobs On-lineWe had to close our family bussines due to economic problems. I have been trying to find a job, but for the moment it is difficult, so I have been trying even to find an online job, but most of them are fake or the best ones are unavailable for my country Albania.

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