I just wanted to share a way you can save from accumulating those excessive service charges from banks or regular check cashing services. Since I closed my checking account, I now go to Walmart to cash my Payroll check and it only costs me $3.00.
I then upload my paycheck to the Walmart reloadable ATM/Visa card, which only allows me to spend what I have put on there, no more, no less. This way I keep within my budget and don't overdraw my card. This has saved me so much money over the last few months!
By Dorsi from Fremont, CA