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Using Your Smartphone to Save Money

Category Saving Money
Smartphones have rapidly become ubiquitous in our society. While not everything about these phones is great, they are an easy way to track finances and even get discounts at stores you shop at. This is a guide about using your smartphone to save money.


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October 6, 20113 found this helpful

I've heard the argument before. The expensive price tag on the iPhone is justified by the applications that it runs. It sounds like a good argument, but when the calculators come out, it doesn't work. So, what's a smartphone worth?

What Can It Replace?

What Makes It So Smart?

For those who pulled out their smartphones and tallied all the above features (or those who used the tried and true pen and paper), the smartphone won't save money like it claims. For serious purposes, stand alone products are needed. While video capabilities have grown with each new edition of the iPhone, those who are looking for high quality video or photo editing applications aren't going to be happy with it. It can't store all of your photos like a digital camera and memory card can, and it won't offer the type of musical playback that an iPod or mp3 player will.


What it does offer is convenience. It's convenient to bring the phone to a meeting and organize your calendar, record the meeting, and access your e-mail without bringing several different gadgets. However, most people walking down the street don't need these applications. They use the phone for gaming, online networking, and random applications. For that, it's far overpriced.

Comment Was this helpful? 3

By 7 found this helpful
June 21, 2010

When checking out at Kohl's, my granddaughter realized we had been overcharged. We went back to where she had found her items. There was a large sign stating that the jewelry was 50% off. She took a cell phone picture of the sign. We went to Customer Service, she showed them the picture and we got the correct price. She took the picture so nobody would have to go look. Saved a lot of time and trouble.


Source: My granddaughter

By Raelene from Clarksville, TN

Comment Was this helpful? 7

By 3 found this helpful
August 19, 2011

My favorite and most-used app is GasBuddy. I use it everytime before I buy gas. It gives you the gas prices of the stations near the place you enter so you can buy the cheapest gas available. Great money saver!

By Donna from Columbus, OH

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July 10, 20060 found this helpful

You can make shopping around a lot quicker if you have cellphone. Before you go shopping, write down the numbers of other stores that carry the products you are interesting in purchasing. That way you can call around to get competing price quotes and not have to drive to every store. Even if you don't have a cellphone, some stores have courtesy phones you can use.


By Fisher

Comment Was this helpful? Yes

By 1 found this helpful
February 21, 2012

I like to use my phone when I am at thrift stores or yard sales. I sometimes find products that sound like a great bargain, but having my smartphone allows me to look up the actual price of the item as well as reviews. Sometimes the price is almost as much as if I'd buy the product new, so I know not to buy it. Other times, I've found that the reviews are not so great. Of course, sometimes it's definitely worth it based on the reviews and retail price. This has helped me not to buy things blindly and wait for a better deal some other time.

I must add, I have a great prepaid plan that allows me a certain amount of data usage. I don't pay any extra fees to access the web on my phone. This is something that mut be taken into consideration based on your own cell phone plan.

By crystal from Los Angeles, CA

Comment Was this helpful? 1
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