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I know it's been said before but, trust me, cash is better than store cards. I have been working hard on my credit. The score has gone up another two points. The one thing I learned the most was no more store cards. Interest charges added up and that was hard to recover from.
As I look and see Fingerhut and seventhavenue, I regret touching them. I made on time payments but I was not able to work out that interest. Now that my score is rising, I got a recommendation from creditkarma to open a Fingerhut account. That is terrible practice. I am happy with the cash choices and lower priced items. I will work my magic and glam it up. Cash, no interest. Debit or credit cards and pay each month. Cancel those store cards.