Cash and Carry at All Costs

I know it's been said before but, trust me, cash is better than store cards. I have been working hard on my credit. The score has gone up another two points. The one thing I learned the most was no more store cards. Interest charges added up and that was hard to recover from.

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As I look and see Fingerhut and seventhavenue, I regret touching them. I made on time payments but I was not able to work out that interest. Now that my score is rising, I got a recommendation from creditkarma to open a Fingerhut account. That is terrible practice. I am happy with the cash choices and lower priced items. I will work my magic and glam it up. Cash, no interest. Debit or credit cards and pay each month. Cancel those store cards.

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March 18, 20180 found this helpful

So when you say "store cards" you mean mail order or on line sites. I thought you meant store cards like Safeway or Walmart, which don't charge interest. Now this makes more sense.

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Yes, when I get catalogs in the mail I toss them in the recycle bin just inside my door. Since I don't have a car, I do order on line because the delivery is free or minimal. It's a convenience I need. So yes, cash is king!!

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