When I get the mail each day, I immediately sort it and discard what I can. I do not hold bills to be paid later. I immediately "pay" them using the internet. I go to the website of the company and choose the option to pay my bill. Then, I change the date from the current day's date to the one I want the money to come from my checking account. This is almost always the due date!
This method reduces paper clutter, postponement, late charges, etc. I am a Senior citizen and have used many different methods, but to date this is the best one yet! I am able to shred the bill and not have it laying around the house.
By Carol Swanson from Wyoming, PA
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There are two different methods I use because I pay some bills with a check and others using my credit card. If paying with a check, when the bill comes in the mail, immediately upon opening it I write a check and get the envelope ready.
Once in awhile we make mistakes and may forget to pay our bill(s). Then, the upcoming bill a late fee penalty will be charged. The penalty fee varies depending on the bill, but for my internet bill I accidentally forgot to pay and the fee was $9.
When I receive bills or any correspondence that has to be mailed at a certain time, I save time and aggravation by writing the date due to be mailed where the stamp goes. Only takes a second to let me know it is time to mail something.
I have been paying many of my bills over the phone with my debit card. It is a win-win situation. Not only do I save writing a check and saving a stamp...
Set up five file folders labeled Week One, Week Two, and so forth. As you open your mail each day file the bills into the week of the month it is due. Choose one day a week to pay your bills. Monday works best if you mail your payment, if paying online it doesn't matter which day you choose.
Avoid extra fees by getting your car registration, license plate, and of course, monthly bills on time.
I had an idea to organize household bills. I purchased a large recipe box and index card dividers that were already numbered 1-31. I placed the dividers inside the box and placed each bill based on when it is due behind the respective divider.
I sometimes open my mail and leave it in my car. The way I know that I haven't paid it yet is because it isn't folded in half. I can then go to my bill pay and take care of it immediately.
This is my tip for paying bills on time. As soon as I receive a bill in the mail, or an email saying my bill is due soon, I write the due date and the amount on the calendar.
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What is the best way to keep up with your bills due dates? All of my bills come on different dates. When I call to inquire about a bill, I like to make note of the conversation and who I spoke to. I was keeping this information on a spreadsheet on my computer. When I am at work, I don't have access to a computer. Then sometimes I forget to even check the spreadsheet, because of other pending appointments. Any better suggestions?
When we ran a business before computers, I would keep a file folder holder on top of my desk. I had file folders for each week of the month and would put the bills for each month in their proper holder. Week 1 held bills for the 1st thru the 7th, week 2, 8th through the 14 and so on. I had no trouble keeping up with what was due with this system.
Many people use a calendar or their cell phone to keep track of when bills need to be paid. This is a page about keeping track of bill due dates.
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I am never late paying bills because as soon as they come in, I place the due date on my calendar. My calendar sits in front of my computer so I see it every day.
I never miss paying a bill on time. As I receive bills in the mail, I check to see that the amount owing is accurate . . .