Filling Out a Money Order?

Category Paying Bills
Money orders are a safe alternative to checks and can be used for any debts that need to be paid. Money order services such as Western Union are popular. They are also available through the U.S. Post Office.
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August 19, 2006

How do you fill out a money order?

SE from Tucson, AZ

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August 19, 20060 found this helpful
Best Answer

Its sort of like a cheque, on the top line
by the amount fill in the name of the
person who will be cashing the money order.
At the bottom on the left sign your name and at
the right your address.

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By Lynda (Guest Post)
August 19, 20060 found this helpful
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Depends upon the form of it. Advice: Write the name of the person you are making it out to very small SO THAT you can ALSO write OR " _______" inserting your OWN name beside it, IF YOU HAVE A BANK ACOUNT, because if you EVER make a mistake or need to NOT use the money order as you first intended, you can simply endorse the back with your own name and deposit it into your bank account without problems. The secret is in using "or" and your own name at the same time and in the same ink when you FIRST FILL THE MONEY ORDER OUT.

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However, if you have NO bank account, get help in filling it out from one who sells them so you will NOT make a mistake and have to wait 30 days or more and pay a few to correct it and to get your money back. Hope you can understand what I am trying to say? Good luck and God bless.

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By sjs (Guest Post)
June 29, 20070 found this helpful
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1. Write the name of the person or company whom you wish to pay on the"Payee","Pay to,"or"Pay to the order of" line. Also write your account number with the company to which you are sending the money order, or include any other important identifying information on this line if there is no other line designated for this information. Fill in this information right away so that the money order cannot be cashed by anybody else if it"s lost or stolen.

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2. Fill in your name on the"From,""Purchaser,""Sender," or"Remitter," field. You may also put your account number or other identifying information here if no other space is provided.
3. Write in the addresses. Where it says "Purchaser's address" write in your address, not the address of the person or company you're sending it to. If there is only one address field, write your address unless otherwise noted. Many money orders do not include a field for the address of the person or company to whom you are sending the money order.
4. Sign the money order. There may or may not be a place for you to sign the money order. If there is, it will be on the front of the money order, and it will be labeled as something like"Purchaser, Signer for Drawer,""Purchaser"s signature," or simply"Signature." Do not sign the back of a money order, as this space is usually for the payee"s signature.
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5. Fill in the"Memo,""C.O.D. Number,""Re:," or"Used for" space. Not all money orders have this space, but if yours does write your account number with the company to which you are sending the money order or other identifying information so that they know what you are sending the money for.
6. Keep your receipt. Your money order will either have a carbon copy underneath or a portion attached (usually to the side or top) that you can detach and keep for your records. This is your receipt, and you should keep it in case the money order is lost or the recipient claims that it they did not receive it. This receipt will usually have a tracking number that you will need in order to check on the status of the money order if any problem should arise. Without the receipt or tracking number you may have no way to verify that the money order was received or to obtain a refund if it is lost.

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December 28, 2019

Can a money order be filled out to two parties on the payee line
For example:
James Smith or Gemi Smith

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December 28, 20190 found this helpful
Best Answer

Money orders are the same as checks or even cash. This should be fine to fill it out this way. Just in case contact the bank first before doing this.

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January 1, 20200 found this helpful
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You should be very careful when putting 2 names on a money order as the USPS does not always go by the same rules as the banking world.

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As a general rule it has always been accepted that 2 names on a money order or check would have to be signed by both parties unless there is an 'or' placed between the names.
So this would mean that 2 names (one after the other) would require both parties to be present with proper ID to cash the money order or check.

Some banks will accept for deposit if both parties signed without both parties being present but the rules for this are numerous so always check with your bank before depositing something like this.

I worked in management in the postal service for over 26 years and this one subject came up many, many times as postal employees (even managers) cannot know/remember all the rules especially on subjects they may only encounter once every 2-3 years.

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You do not say if you are buying the money order but if this is the case then be sure you know how to place the names on the payee line.
Two names without 'or' between the names requires both parties to be present to cash it either at the post office or a bank. This also applies if there is 'and' between the names.
Be aware that if there is an 'or' between the names the party that cashes the money order/check does not have to 'notify' the other party about cashing the item nor share the money....

Here is the official USPS rules:

14.3.5 More Than One Payee

A money order addressed to more than one payee is paid to either payee if the conjunction "or" is used to connect the payees. If no conjunction is used, then all listed payees must sign the money order in the presence of the accepting employee and provide photo-bearing identifications.

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