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Diamond Answer Medal for 2021

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Contest Entries

A vintage gold trinket on a white background.

The Thief In Your Closet and On Your ShelvesIs your stuff stealing your time and money? You know those doodads on your shelves, your clothing, the flotsam and the jetsam piled up in the nooks and crannies of your house. For most of us, the answer is a resounding YES! Your stuff is making you poor and you probably don't even realize it.


Carmel Ann (Mini Dachshund) - pretty Dachshund wearing necklaces

In Memory of Carmel Ann (Mini Dachshund)I saw this tiny girlie sitting in her water dish in a pet store window in 1999. Please don't judge me because at that time I had no idea of puppy mills (my fur son is a rescue and we actively support rescue causes). All I knew was pure and absolute love at first sight.


Suzy (Beagle Mix)

Suzy (Beagle Mix)This is my fur sister, Suzy (I call her Suzy Q). She is my mom's fur daughter and best friend! She was adopted in 2011 from a shelter east of Pittsburgh. Sadly, around our area, Beagles that can't hunt (or breed good hunters) frequently end up in shelters. We think this is what happened with her.


A garage sale in a front yard.

13 Items That Almost Always SellThere was an internet meme going around recently that read: "See that clutter in your home? It used to be money." That simple statement was a wow moment for me. OUCH!


A black and white photo of a child holding a lollipop.

Theories for a Frugal LifeLiving within my means has been ingrained in me my whole life, as is living a green life, meaning being nice to Mother Nature. I find when I share my theories with people, there are two schools of reactions. One is the person looking at me like I have three heads and webbed feet. This is sadly the usual reaction. The other rare reaction is a look of pure relief that there is a kindred soul out there.


A Christmas present with a red ribbon.

Save Time, Money And Aggravation During the HolidaysAre you old-fashioned like me and still like to go to the store to see and feel the gift you are selecting? Do you still enjoy the process and thrill of finding that special gift, wrapping it, and giving it?


More Contest Entries
A wedding list for planning a budget.

First Comes Love, Then Comes Budget"To have and to hold, from this day forward, for better, for worse, for richer, for poorer, in sickness and in health, to love and to cherish, till death do us part." These words are often part of a traditional wedding vow. So, what do you do if the poorer is now and you would love to have and to hold, from this day forward but you dont have the cash to do so?


A wine glass filled with coffee beans with a tealight candle.

Creative Substitutions on Theme WeddingsTheme weddings are all the rage and notoriously expensive. With a few creative substitutions, you can have a theme wedding that wows without the pow of the post-wedding credit card blues.


Office Illness

Tips for Avoiding Office IllnessesWith cold and flu season almost here, one of the thriftiest and best tips is to avoid getting sick. You save money on doctor visits and medications and, most importantly, you stay healthy and productive.



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