Tip Contest Results

This contest had 63 contenders. You can view the winning posts below.

Started: January 30, 2012

Ended: February 05, 2012

Voting Ended: February 12, 2012

Contest Entries: 63

Winners: Keeping Vacuum Cleaner Rollers Cleared, Avoid Funeral Home Purchases, Cremation Ashes For Family Members, Carry Stun Gun On Dog Walks and Funeral Savings And Other Tidbits.

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Funeral Savings And Other Tidbits
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Sadly, our family has experienced several funerals this past year. The first one caught us off guard. We found out a bit too late that we had over paid, big time. I am going to share with you some things we learned, in hopes that it will prevent others from over paying.

First off, please be aware that I am in Missouri, and each state has different rules and guidelines. So, check with your local state to see what yours are. What I am sharing here pertains to Missouri, but may or may not be the same in your state.

If someone has a prepaid funeral plan, don't assume everything is covered, as generally its not. Here, there is NO state office to govern prepaid funeral plans. If one has a prepaid funeral plan with funeral home A, and funeral home A goes out of business, their plan may be lost. Other states require that the funeral homes register such plans with the state, and put monies for such plans into a trust, not so here. We had a family member that paid $6000 into a plan, only to discover it was no good. Check with your state government for your states policy. A person is better off to set up a desginated bank/savings account or mutal fund for funeral expenses. This would be FDIC protected, and earn some interest as well. Make sure several other trusted people are on the account, and earmark it for funeral expenses only.

Shop around on funeral expenses. Also check rates with funeral homes in nearby towns. We found out after the fact that we could have saved over $2,000 by using a funeral home in the city, and since we were less than 100 miles away, they would have come and transferred the body at no charge.

You do NOT have to have a visitation or a service. Ask to see the funeral homes itemized rates. Normally each time there is a viewing, or service, there is an additional charge. You do not have to use the funeral homes vehicles in a processional, you can drive your own (saving additional charges). You have the right to use a casket or urn from any source. You can even buy them on eBay, it does not have to be bought from the funeral home. You can even use your own pine box if you want to. If they tell you otherwise, they are in violation of the law.

You DO NOT have to go with the funeral home that the nursing home or hospital sent the deceased to. You have the right to request them to be moved to another funeral home.

Many states do not require embalming. Embalming is NOT required if one is going to be cremated.

Don't sign any paperwork alone, always have someone with you. Wait at least one day before you sign. Take time to think it over. Don't let them pressure you while you are in an emotional state into spending unnecessary money.

If the deceased belongs to a church, most ministers will do the funeral at no charge. Ministers who regularly do funerals are very experienced in fees and such. Most, if asked, will go to the funeral home with you when the service and billing is discussed.

Some states will allow someone to be buried outside of a cemetery, such as on a family farm or in an old family cemetery. This is cheaper, as you don't have to buy a plot. If you go this route, make sure this is a place that will not be sold or disturbed at a later time. If you buy a plot, ask what the fees are, including yearly maintance fees.

Most funeral homes demand payment up front. But, shop around, as some have payment plans. Ours had a form we could fill out, called "an assigment form". An assignment form is used when the desceased has a life insurance policy. The funeral home sends the assignment form to the life insurance company, who then pays the funeral bill out of the policy, then sends the benificeary the balance of the policy. Of course, that requires that the benificary be the one to fill out the assignment form.

Look for life insurance policies that may have been forgotten about, or unknown to survivors. Places to look include with various workers unions, banks (I found a $1000 policy that was at a bank that gave free ones to account holders for up to $1000), tied to retirement funds, tied to mutual accounts, and depending on the cause of death, possibly tied in with auto insurance. Also most employeers or even past employeers often provide them as well.

In Missouri, only estates over $40,000 go through the formal probate process. If the deceased has minor children, other rules come into play. We found that the person who pays for the funeral expenses gets first right at the estate before other bill collectors or people owed, up to the amount paid for the funeral. This requires that the funeral home provides a statement of services, marked paid in full and in the payee's name.

Instead of going to probate, we filled out 2 forms. A week later in the mail, we received a "letter of refusal" from the judge, with basically stated all property from the small estate went to the children. For this form, you need to be able to itemize out basically what you are wanting; such as furniture, pictures, household items, clothing, and security deposits that could be returned, and if bank accounts or safety deposit boxes are involved, the bank name and account numbers. Again, this ONLY applies to small estates, under the dollar amount that your state sets. If the estate is worth more than that amount, then probate is involved, and it can take up to several years. But, for a small estate, with no real estate or large bank accounts involved, this is the way to go.

Missouri, as well as other states has rules in place to help orphaned minor children. One of these rules states that minor children can receive a vehicle from the estate unless the vehicle is TOD to another person on the title. My children, 13, 13 and 15, were able to get their fathers Ford Explorer for only the $11 fee to retitle it. This we found out from a friend who worked at license bureau. We had to fill one one form, provide a copy of their fathers death certificate, and their birth certificates showing he was their father. The purpose of this rule is to ensure that minor children have transportation to and from school, doctors appointments, to shop and such. Yes, they are too young to drive it, but it provides transportation for their care giver to properly get them where they need to go.

Of course this also means that they will need to start paying personal property taxes each year, but when we checked, for their vehicle it will only be around $80, then divided by 1/3 for each child. This is a good way for them to learn about expenses, taxes and budgeting.

Minor children or disabaled children may also be able to collect social security on their deceased parents account until age 18 or completion of highschool at age 19. Check with your local office, and if denied, check with another office. At our first inquiry, we were told my daughters did not qualify. We then went to a different office, where we found out they did qualify. The first social security person made a mistake, and I am glad we asked for a second opinion at another office. Call ahead of time to see what documentation you will need to take with you to your appointment to ensure a faster response. Also, ask if they payments can be backdated to the date of death, as they will do that.

Many florist shops can be bargined with or "talked down" some on their prices if you buy family flowers (the ones that have the ribbons that state mom, dad, uncle. My brother saved $140 this way.

Before you order your orginal certified death certificates from the funeral home, find out how many you need. The first set the funeral home will provide (there is a charge) but if you need more certified copies at a later date, you order those from the state, and then it can take up to 6 weeks or more, and the fee is higher. So, make sure you get them all the first time. You will need one for any bank accounts that have to be closed or changed, insurance companies, real estate dealings, and more. However, several companies that we dealt with sent the certified copies back after they were done with them -- so ask if that is an option. They just made a copy for their own records first.

While going through bank accounts, remember any that are in a child's name, but under the direction of a deceased parent, also need to be updated. My daughters each had their own savings account at the credit union, with both their father's name and my name on the accounts. Each of those accounts had to be updated as well.

If you open an education account, talk to the bank first. Some banks require the checks be made out a specific way. Much easier to publish in the obituary checks made out to the -- education fund, or trust, than to try and get the checks changed at a later date. If the deceased person is listed as a beneficiary for someone else's policies, on bank accounts, or as a TOD, that will need to be updated as well.

Don't forget to notify utilities, magazine and newspaper deliveries. Some items, such as cable or dish boxes may need to be returned to avoid additional charges. We asked the dish company if the service could be backdated to the date of death, as no one was there and they did, saving an additional $49.

If there is rented medical equipment involved, the companies providing it will need to be notified, as well as the health/medical insurance company. Many medical equipment companies will also backdate their billing to the death date, provided they are notified promptly.

Also be sure to notify employeers, alumni associations, clubs and organizations, post office (if they lived alone) and their church, friends, as well as neighbors and a landlord. Neighbors may also prove to be helpful in keeping an eye on the house during this time.

By April from NW, MO

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Carry Stun Gun On Dog Walks
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Last May, while I was walking my three Dachshunds, I was attacked by a Pit Bull. It knocked me down and then ripped up one of my dogs on top of me. My dog was unable to survive the attack and the Pit Bull had to be put down. I went into therapy for post-traumatic stress disorder.

I still walk my remaining dogs and carry a stun gun. You have to actually touch the dog to stun it. However, when you aim the gun and push the button, it emits an electric charge which scares dogs. It has subsequently saved me twice. I carry it every time I walk a dog and keep it handy in my hand while I walk. I feel much safer. This is the dog that was killed.

By Maya from Redlands, CA

Carry Stun Gun On Dog Walks - a dog who was killed in a dog attack.
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Cremation Ashes For Family Members
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After my husband passed away and was cremated, I wanted to have some of the ashes put in very small containers to give to his mom, his brother, his son, and his daughter. Instead of purchasing the expensive containers from the funeral home, my daughter and I went to a craft store and purchased perfume decanter's with fancy stoppers on top. The bottles were beautiful. We also purchased very small wooden boxes and bought a stamp with a fish on it since my husband loved to fish. We varnished the little boxes and put the stamp of the fish on the top.

I took the perfume containers and the boxes to the funeral director and he put some of the ashes in each container, sealed them and I gave them to the family members at my husband's memorial service. Total cost was about $15. Of course, most of his ashes were in a standard approved box because then I had the ashes buried at a cemetery.

By Kathy from Sylvania, OH

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Avoid Funeral Home Purchases
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Don't purchase anything from the funeral home that you can buy elsewhere because they mark up the prices.

When my Mom passed away in 2001, I bought the flowers that topped her casket from a floral shop that delivered to the funeral home. I was shown pictures and the staff were very helpful in helping me choose the arrangement. I bought her casket at a manufacturer that delivered to the funeral home. By law they have to accept it and can't charge for accepting it. Expensive caskets don't preserve the body any longer than the less expensive ones.

There were several makers of headstones in my area; I chose her headstone there and they installed it. Some people don't use their rides to the grave site, they go in their own automobiles. Plan the funeral as early after death as possible to avoid embalming. It's not required by law and doesn't preserve the body all that long.

Popular funeral homes in some cities have a smaller funeral home that's owned by them but caters to a different class of people. They even go by a different name. You'll have to do your research. The funeral home I used for my Mother was one of those and it was very nice but not over the board extravagant. The staff there were not as "pushy" to get me to buy.

My Mother's death was expected so I had enough time to do my research thereby saving me a lot of money. The grief due to the lose of a loved one can be overwhelming but add in all the difficult financial decisions to be made makes it all the more difficult. I don't want my kids to spend a big hunk of their life savings OR mine on my funeral; it's not necessary and doesn't mean that they love me any less. I have instructed them as to what kind of a funeral I want, which is modest but nice.

By Betty from Lubbock, TX

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Keeping Vacuum Cleaner Rollers Cleared
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Use a seam ripper to clean vacuum cleaner rollers when they are built up with long hair and strings/threads. Don't forget to get the edges of the roller. This makes it so much easier than tugging and pulling out the hair or strings/threads that get tangled on the roller.

Carefully cut away at the hair and strings/threads from the roller with the seam ripper and gently pull out with your fingers. You will be surprised with the amount you remove. Keeping the rollers clear on a regular basis will prolong their life.

You can find a seam ripper, usually for under $2.00, at most stores in the sewing/craft department. Wipe it off after use and keep it handy when checking the vacuum cleaner.

It is important to clean/check your vacuum cleaner as a maintenance routine. Wiping the exterior, top and bottom of the vacuum and checking the rollers and belt for wear and tear will extend its' life. Also, it is a good idea to keep a vacuum cleaner belt handy in case the old one is worn or slipping and needs to be replaced.

By mkymlp from NE PA / USA

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Military Burials At Veteran's Cemetery
Funerals are expensive. Creamations are less expensive but many people do not wish this. I would just like to remind everyone that if you or your spouse have ever served in the Armed Forces, you may be buried in a national or state Veteran's cemetery. It is free. Both husband and wife may be buried there.

The grounds are kept in beautiful condition and the head stones are also free. All you need are the separation papers from the military. If the surviving spouse remarries, they are not eligible. I have talked to many people who did not know they could have used the veteran's cemeteries. Visit one and see for yourself how lovely and peaceful these places are.

By Lilac from Springfield, MA

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Fertilize Now For Spring Planting
We farm, so we have an abundance of "fresh" fertilizer. The past 2 weeks, we have been collecting it and moving it to our raised garden beds. Many manures, such as horse and cow (among others), will kill a plant if applied directly to it while fresh. Each is different, but cow manure takes 30-45 days to age, so that it is safe for the plants. By adding them to my raised beds now, the heat will be gone by the time we start our planting in mid to late March.

If you know a farmer, most will be more than willing to let you go gather some from their pastures at no charge. It's free, organic, and better on the environment than using the ones with chemicals or found in plastic bags.

Source: I learned this the hard way, after applying it too close to the growing season years ago.

By April from Plattsburg, MO

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Use Ammonia For Stove Drip Pans
This works great. I bought several sets of drip pans before I discovered this EASY way to do it.

Put your dirty drip pans in individual zip lock bags (1 drip pan in each bag) Put 3 tablespoons regular household ammonia and seal bag leave overnight. In the morning, simply wipe the dirty drip pans clean.

This also works with electric burners. It's so easy and it's worked every time for me.

Source: Neighbor

By Dana from Katy, TX

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Inexpensive Cat Beds
The cats that I have shared my home with have made it very clear that they are not impressed with the price of a bed. It's the same scenario as giving a child a present and having them enjoy the box the gift came in more than the gift itself. Given the chance, cats will show you what type of bed they desire.

  • Cats love cardboard boxes. Toss in a soft pillow and they'll be very happy. Depending on the personality of the cat, they might prefer a small opening that makes their bed a cozy hideaway or they might like a more open design that lets them observe the activity around them.
  • An inexpensive plastic storage box can easily be converted into a cat bed.

  • Inexpensive baskets can easily be found at yard sales. Place a soft cushion inside and most cats will find this a comfortable place to nap.

  • I had a cat that didn't like any cat bed I bought or made for her, so she chose her own. I had purchased a really large pottery flower pot intending to use it as a planter. Before I got around to adding soil and plants, this cat jumped in, curled up and decided this was the ideal bed for her. Needless to say, I never used this beautiful pot for plants. If I put a pillow inside the container, she would walk around the pot and "fuss about it". As soon as I would take the pillow out she would jump in and curl up for a nap.

  • Cats just naturally seem to enjoy a round clothes basket. Put a pillow in the bottom of the basket and you have an inexpensive cat bed. The open weave of a plastic clothes basket gives you a place to hang some toys for your cat to enjoy.

By VeronicaHB

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Cleaning Old Linoleum Flooring
When I moved into an older home a year ago, I noticed the old kitchen and entry way floors were dirty. What I didn't know is that dirt was ground into the flooring and no amount of mopping would clean it. I've tried everything and been frustrated and almost given up. Until . . .

I was shampooing my carpets a few weeks ago. I thought maybe the scrubbers on my carpet machine would clean the kitchen floor. It cleaned well enough but I thought it could be better so I grabbed the old standby, baking soda. I sprinkled the soda on the floor and then cleaned it with my Bissell. OMG, finally clean floors! YAY!

I've also found to maintain the cleanliness of the linoleum floors, I use a drop of Dawn dish soap and a half a cup of baking soda in hot mop water and it's clean and beautiful.

By Dana from Katy, TX

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Grind Up "Elephant" Sized Pills
I have to take extra calcium every day, I really have a hard time swallowing pills, especially the big ones. I found a solution, I put the pill between a paper towel and bang on it with a hammer until it is a fine powder. I sprinkle it every morning on what I am having for breakfast; i. e.: toast, cereal, eggs, etc. You can do this with any daily pill you have to take.

By Eileen from Yorktown, VA

Editor's Note: Slow release or capsule type pills should be taken whole to work correctly. Consult with your doctor before grinding up your prescription medications.

Grind Up
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Reuse Slinky As Note Holder
How many Slinkys have your kids abandoned because they have kinks in them? Dig them out of the toy boxes and give them a new purpose by using them as a kitschy note keeper on your desk. Kinks and all. Different and useful. One more thing saved from the landfill. Yay!

By gloria from western NY

Reuse Slinky As Note Holder on your desk.
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Garden: Black Currant Swirl Angel Trumpet (Datura)
This plant is so pretty, but yet so toxic! All of the plant is dangerous if ingested, right down to the seed. It is Datura, also known as Angel Trumpet or Devil Trumpet.

By Sherry from Valdosta, GA

Garden: Black Current Swirl Angel Trumpet
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Homemade Spelling Aid
Use blocks or Megablocks (Legos) for spelling and reading aids for young kids. I used white surgical tape to create a white surface on blocks, then wrote words on them with black marker.

By coville123 from Brockville, Ontario

Stacks of Megablocks with white surgical tape across the front. Words like
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Pre-treat Stains Immediately
Jump start stain removal for your clothing by keeping a pre-treat spray bottle (or whatever you use) in the place where you undress or with your hamper. This works better for me than waiting until laundry day when the stain is well set.

By Gloria from western NY

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Harley-Davidson Diaper Cake
Make your basic diaper cake and decorate it using faux leather over the receiving blankets. I used black zippers to make it resemble a leather jacket. I used a Harley plush pig for the top. I personalized it for the baby and added some scrapbook stickers.

By Tammy from Herrin, IL

Harley-Davidson Diaper Cake with a Harley plush pig on top and customized logo.
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Recycled Tissue Box Notebooks
I'm not suggesting you wear old tissue boxes for bedroom slippers like Howard Hughes, but you can turn them into useful stuff. I was able to make at least 3 purse or pocket-sized notebooks out of one decorative box. Add paper (recycled of course) cut to size and stapled to the inside. Here are 3 examples, 2 book style, 1 matchbook style.

Source: Just came to me, like a bolt out of the blue.

By Gloria from Western NY

Recycled Tissue Box Notebooks
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Dilute Febreze With Water
I love Febreze fabric spray, but it comes out very strong and bothers my asthma. It is also rather expensive for me. So what I do is I keep an empty Febreeze bottle and when I buy a new bottle, I pour half of it in the empty bottle, then I fill each bottle the rest of the way with water and shake really well. This doubles the amount of Febreeze I have, and the chemicals don't bother my asthma anymore, and you cannot tell that it is diluted. The furniture still smells just as good for just as long. I save money and my house still smells fresh!

Source: I was almost out of Febreeze one day and added some water to stretch it and couldn't tell so I started diluting it every time.

By Shannon from Lakewood, Ohio

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Ask For Household Items On Craigslist
My very good friend had to leave her home in a great hurry. When she and her young daughter arrived to stay with me, she had some clothes for them both and very little money.

When the time came for her to move into her own place, I placed a "Wanted" post on my local Freecycle.org group and also on Craigslist.org, explaining what she and her daughter needed and why.

Within 1 week, we had everything she needed to furnish a 2 bedroom apartment: 2 beds, a kitchen table with 4 chairs, a sofa, pots, pans, silverware, dishes, cleaning supplies, light bulbs and lamps, bedding, towels, bookcases, coffee table, desks, and a TV and DVD player. Nothing matched but everything was clean and in very usable condition. She gradually replaced things as she could afford to and in turn passed the items she received on the same way.

By Kerre from NorCal

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Budget Friendly Bird Feeding Tips
Watching birds arrive daily to enjoy the food and water we provide for them is an enjoyable hobby. However, buying bird seed can be expensive. I have found the following tips helpful in reducing the cost of feeding the birds.

Bird seed is less expensive when purchased in bulk amounts. Buy bulk birdseed when it is on sale. Check local farm and garden stores, general merchandise stores, dollar stores, and even grocery stores for sale priced bird seed. Buying in bulk requires storing the bird seed in tightly sealed containers to keep it safe from unwanted nibblers and to protect it from dampness.

Birds will drop seed on the ground under the feeders. Skipping a day or two between feeder refills gives them a chance to eat the seed that has fallen to the ground.

Feeders are designed for specific types of seed. Filling them with the appropriate seed will avoid excessive waste.

Feeders with a tray as part of their design reduce the amount of seeds that fall to the ground.

Squirrels can consume a lot of bird seed and do considerable damage to plastic feeders. It is best to spend a little more to get feeders that are designed to be squirrel proof. However, you might be surprised to see how creative a squirrel can be when trying to outsmart squirrel proof feeder designs.

In addition to feeding wild bird seed and black oil sunflower seeds, hang some suet feeders. Buy these on sale also or make you own suet cakes from one of the many recipes available online and in birding magazines.

Depending on the type of birds you have coming to your feeders, you might want to expand their feeding options to include something other than bird seed. Bread, popcorn, raisins, fruits, and various other leftovers from the kitchen appeal to many varieties of birds.

Planting bushes with seeds and berries that birds like and growing sunflowers each summer also helps reduce the quantity of seeds we need to buy.

By VeronicaHB

Budget Friendly Bird Feeding Tips, plant sunflowers for the birds.
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Store Dishes in Vertical Racks
I recently expanded my kitchen and use vertical racks for storing my dishes. It uses less space, and I don't need to lift my dishes. I just pull out what I need, and dishes are so easy to put away.

By Kim from Crawford, CO

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Liquid Soap on the Outside of Camping Pots
Cover your pot sides and bottom with liquid soap before use. This makes the soot wipe off easily. As you fix the meal, put a pot of water on the fire/camp stove to heat. Then when you are finished, you have the warm/hot water needed for clean up. I mix the hot water in dish pans with cold water to the temp needed, one for wash and rinse. Sometimes I even use the water pan as the rinse water holder. This has worked for years. Pots and pans aren't left all black and ugly.

Source: Mom and Dad did this when we went camping.

By Grammy24 from Beavercreek, OH

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Use Leftover Yarn As Stuffing
Don't throw away those yarn tails and left over small amounts. If you have an extra skein of yarn laying around, it makes great stuffing instead of the polyester stuffing. Just lay it on a flat surface and cut through the skein crosswise every 3-4 inches clear through the skein. Move down the skein and repeat until you have it all cut into 3-4 inch lengths. Store the extra in a clear bag until you need more stuffing.

The yarn is great for pin cushions and is easier to manipulate than regular stuffing. With a long stout pin or needle you can pull it around to fill out points such as beaks and fingers. You can pick up odds and ends of yarn at thrift stores for very small cost. How about that worn out crocheted or knitted blanket? I have heard polyester stuffing will dull needles and pins after awhile in pin cushions, whereas yarn won't.

By Ann from Loup City, NE

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List And Plan Errands To Save Gas
The night before you do shopping, errands, appointments, make a list of all of them and times of appointments and addresses. Then add the addresses and look at a map of city and plan accordingly, for example "Dr.'s appointment 10 am".

If you leave early, like taking kids to school you have a couple of hours to spare before appointment. Select all the errands you need to do in that area and get them done. This way you don't have to go back to that area, except to pick up kids and if you have errands you didn't get done. Do them with the kids or if they have school activities do those while waiting.

You don't retrace your steps and you save time and gas by plotting out your errand route. It also keeps stress down!

By CJ from Minot, ND

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Secondhand Stores For Cufflinks
I just saved good amount last week when I picked up a beautiful silver pair for my 31 year old son. He wears French cuffs to work often so he is always in need of these. He travels every week, so sometimes they get misplaced. I picked mine up at the Women's resource center in our town that sells new and used items that benefit women and families that have been abused. I would check any second hand store. These were $4 as opposed to $30 at a department store.

By Patricia from Traverse City MI

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Reuse Air Cleaner Filters
Hubby has shown me how to re-use air cleaner filters by washing them out in the bathtub. Just let them dry and reuse! (Especially good for older cleaners with hard to replace filters.) Even though they may be made of cardboard, it will dry just fine and will stand being washed several times.

By pamphyila from Los Angeles, CA

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Add Dollar Store Toys In Cereal Boxes
My kids want the expensive cereal because of the prizes in the box. I sneak a prize in from the Dollar store, one for each child so there is no arguing. Now they don't ask for the overpriced cereal, I just buy the store brand.

By Coville123 from Brockville, Ontario

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Ask Riding Stables For Horse Manure
Gardeners - it seems like a no-brainer, but really, you can collect great fertilizer from the manure pile at your local riding stables, even if you reside in a suburban/urban area. Collect from the bottom edge of the pile, where the manure is already aged and dried. Take many small bins or boxes with you, since these are portable, whereas a large tarp or container would not be. And of course, wear boots and bring a shovel. If possible, back your vehicle right up to the pile.

By Mary K. from Kensington, MD

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Tips For Cleaning a Tent
Start with the tent manufacturer's website. They will often have specific directions there. I would first set up the tent outside and hose it off/out with plain water and let it air-dry. Then you can try washing it. If you have a "no agitator" washing machine, you can try washing it in the machine with gentle cycle, or go to the laundromat after you've got the worst of the mud off.

You will have to re-waterproof the tent, so go to your local outdoor equipment place to get either wash-in or spray-on waterproof.

Of course, the best thing is to not have this in the first place. Always set up your tent when you get home to check for damp, tears, pine pitch spots, dirt, etc. Repair or clean, and THEN roll it up and put it away for the next trip.

Source: 40+ years of Girl Scouts, plus 9 years of Boy Scouts.

By Eileen from Elk Grove, CA

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Tips To Calm Pets When Moving
There are a few pheromone sprays available at pet stores that when sprayed into the carrier, help calm and relax kitty. The pheromone is the scent that mama cats have during nursing.

Also, my experience has been to do with more of a "last out, last in" practice. This means getting a few things from the old home in place at the new home first. Have a secure place for kitty to "hole up" in. As you drive to your new home, have kitty with you, so she knows she's part of the plan. Then when you get to the new house, tuck the carrier between some boxes so that she feels safe. Have food, water and "facilities" in place and ready. Then open the carrier. If kitty normally sleeps with you, try and have the bed made and ready for a good snuggle.

Some cats will be ready to walk out and explore, some will take a few days to feel safe. Let them decide. Just keep talking to them, but let them take the first step. The secret is to let them think that this was all their decision!

By Maile from Onalaska, WA

Tips To Calm Pets When Moving
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Caskets and Funeral Supplies at Costco
Costco sells caskets at a fraction of the cost. This is a very difficult time and prior knowledge could help cut on funeral expenses. Go to their web site and you will find Funeral at the top between Entertainment and Furniture and Decor

By Ce from California

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Software Recommendations: Malwarebytes and AVG
Install and activate Malwarebytes. It has saved my reinstalling my Operating System! Even if you get a virus you can boot into safe mode, activate it and remove the offender. I would also install free AVG. I have used Norton and full Symantec and free Avg is smaller and works very well.

By Linda from Brooklyn, NY

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Make a List of Library Books and Due Dates
To remember to return library books, I would place a bin next to the door. Have a canvas tote in the bin. Place a clipboard by the door. Make a list of all the books when you bring them home and place it on clipboard. Place on that clipboard also, a sheet of paper with the date they are to be returned in red block numbers so the cover the whole page. This way every time you go out the door, you are reminded of that date.

The night before the books are due, take the clipboard with you so you can gather the books, Place books in canvas tote. Place books in car before you go to bed and put sign on clip board saying that the books are due. A sign that says "BOOKS DUE" can be laminated to be used over again.

These steps can also be used to remember things like bills due or anything that needs to be mailed, picked up, or papers from school that need to be signed and returned. You can do this for the children's schoolbags as well. However, keep a clipboard and crate in the children's room. When you go through their bags, you can make a list of all homework, projects, and items needed for project on this list and date in red when these items are due. No more excuses for lost homework or other important papers.

Use can use this method for all projects for home, sewing crafts, etc. Make a list for all needed items, who needs them, and date when there is a deadline. Also how many, colors needed. Now you have your list ready to go.

Here's another use: Make list of groceries, and other shopping lists or errands lists and now you have the clipboard to take with you for the things you need to get done. The night before, collect all items that go from your house to other places and cross items off the list. Now when you go in morning, take tote and clipboard. Now you have everything handy when doing errands. When you get home with purchased items, set up piles for each person to take in color coded baskets for each person, and they are responsible for putting away their items in their rooms.

I started doing this when mom would bring dinner to me or when she needed to use my crock pot and other items. Works well for me. Hope this helps someone.

By cj from Minot, ND

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Donate Your Body To Science
A lot of people would be adverse to this, but my husband and I have donated our bodies to science. I have always thought if just one medical cure could come from the use of my body, then the sacrifice is worth the effort.

By missysmom from Nokomis, AL

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"Let's Make Something Together" Craft Box
Ever hear this from a couple of energetic grandkids, at eight in the morning, "What can we do now, Grandma?" My five grandchildren are all at the age where they want to be busy all the time. And they want me right in the middle of it.

So when I watch the kids for the day, I go prepared. Who wants to look at children's daytime television, ALL day? That wouldn't be good for kids, so why encourage couch potato-ism? After a couple episodes of Blue trying to find his clue (always successfully may I add--kinda kills the suspense factor for me) or Boots the Monkey thwarting the apple-heisting efforts of Swiper the fox; I'm thinking, isn't it nap time yet?

What's a grandma to do? Put them to bed, of course. Just kidding. No, even better. Pull out the "Let's Make Something Together" box. Any old shoe box will do, but I've graduated to the larger box that my husband's boots came in. Has a nice top that's attached. It won't be long, I'll be needing a new one. It gets a lot of use and never fails to keep us crafting along happily for hours.

Making things with your grandkids is a great way to not only keep them occupied, but it's also a wonderful way to open up conversation in a relaxed atmosphere. I've had some of the sweetest talks while stringing macaroni on a piece of yarn (a secret gift for mom, shhh), or found out that "there's a kid at school that's kinda mean" and was able to work through that a bit while drawing a picture of monsters and super heroes.

Now you're probably wondering what goes into a "Let's Make Something Together" box. Go ahead, admit it, you're dying to know. Well, a lot of it is stuff you have around the house already. Make sure to tell your grands this. Frugal has no age limits.

The rest is nothing much. Just think back to the things you liked. Crayons, paints, toilet paper tubes (might as well admit it, you used two of them for binoculars, or one for a trumpet, didn't you? but did you put a couple together to make an airplane, hmmm?)

I like to show the kids that with a little imagination--the best plaything God ever gave us--we can create all kinds of entertaining and fanciful things. Useful things. Beautiful things.

I show them the materials are all around us by storing the yarn around a piece of an old cereal box instead of some expensive bit of plastic from the craft store. Or that trash can become treasure in the right hands. And why shouldn't it be their hands?

Here's a list of items I like:

  • lots of paper--construction, lined, waxed, cardstock (flattened cereal box)
  • paints and paintbrushes
  • scissors
  • yarn
  • beads
  • macaroni
  • Yarn needles
  • stapler
  • hole punch
  • tape
  • glue
  • twine
  • sunblock, for when they say, "now let's go outside."
  • And earbuds, for me, for listening to some relaxing tunes while they nap, finally.

By Gloria from western NY

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Resources For Free Pet Food
In my community, the Animal Welfare League collects donations of pet food and then has monthly distributions to pet owners that need pet food. This is a program that, if it does not exist in your community now, could be started. When pets are turned out because owners cannot afford to feed them, then it contributes to overpopulation and dogs and cats roaming the streets. Check to see if your local pet welfare organization has such a distribution program!

By Mary K. from Kensington, MD

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Coloured Sugar Cubes
I saw a good idea to make coloured pink heart sugar cubes. I am having a baby shower for my son and decided to make blue sugar cubes, since they're having a boy. It's a good idea for Valentine's day or parties in general.

Just use 1/2 cup of sugar, a teaspoon of water and a drop of food colouring. Mix together well. Put into molds of your choice. Let dry and dump out onto a tray.

Source: Simply Frugal

By coville123 from Brockville, Ontario

Coloured Sugar Cubes, in light blue.
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Give Old Camera To A Child
Children's cameras are available, but you can save yourself the cash if you have an old camera that still works. Digital ones are especially fun because they can quickly see the results of their photography. Help the camera last by making sure it has a neck strap, and encouraging the child to use the strap.

By Kirsten from Logan, UT

Give Old Camera To A Child, a toddler playing with an old camera.
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Decorating Your First Home
I've recently read several books on the aforementioned topic. I believe they are helpful to everyone, because no matter if it's our first residence or not, we all get desire to start over from time to time. I, for example, am 66 years old and am entering a new phase of my life.

The first book I read was "Use What you Have Decorating" by Lauri Ward. It was so good that I felt compelled to read her other books on the same topic. Many of us can only decorate with what we already have. Ms Ward tells how to put all the items that don't go together in an orderly fashion that is pleasing to the eye! In my opinion, the most important feature of her book was learning how to make a focal point in every room. A focal point is always an architectual feature! So it would not be your bed in the bedroom or your table in the dining room, as I had thought in the past.

I am suggesting you will want to accept all items handed down to you even if they are not in your current taste or style. Trust me. You will not be sorry. Interior designers suggest that you NOT immediately rush out to the furniture store and buy an entire matching suite of furniture for any room of the house. In fact, it is suggested that if you have such sets, you break them up so as to not look so matchy matchy. A room should look as if its contents were acquired over time. Note: pieces that do not match can be made to look like they go together with a little paint. You will want to decorate in pairs. So when you finally invest in lamps or chairs, buy two that are alike.

Save your money to spend on items you REALLY need. Buy the best quality you can afford because you will have that item for the rest of your life. I believe the two most important items of furniture would be the bed and the sofa.

The other resource that I recently acquired is a book by Better Homes and Gardens, "First Home Style." It will help you inventory your belongings and make a list of "what you need" and "what you'll eventually want." These lists will be important to keep with you when you shop. You will want to know the function and size of the item before you go shopping.

Note: There is no feeling worse than to invest in a sofa or bed that won't fit in your room. They look smaller in the store!

It is the opinion of most designers that it takes about one year of living in a space to know it and to know what you want to do with it. I know that's hard to understand because we live in a world where everyone wants everything right now! Keep that in mind, it might prevent you from wasting money on items you not only can't afford but don't really need or in the end really want.

Color is your friend because paint is inexpensive. The trend for the upcoming years is away from neutrals and toward brighter colors. As I write this the year is 2012, so this trend should be in style for a few years. But if you want to be safe and save money, you'll want to lean toward neutrals in items you don't want to replace often. I'm getting so I don't want to paint the walls often any more, so I'm going to stick with a color I'm calling Carmel. I'll save MY bright colors for accessories.

Be creative and have fun!

By Carol from Wyoming, PA

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Tips For Cleaning Camping Dishes
Scrape your dishes well with a rubber spatula (scrape into a ziplock baggie or empty can), then wipe with a used paper napkin or paper towel. This gets the worst of the "ick" off before you wash. You will want three containers (plastic dishpans, buckets, plastic tubs, etc.) that will accomodate your largest dish or pot/pan. One will be for warm soapy water, one for tap temperature rinse water, and one for hot water with a capful of bleach to sanitize. If you are only camping for a day or two, you may be OK to skip the sanitize step, especially if you toss everything into the dishwasher when you get home.

Bring a scrubby sponge and do your dishes in this order: cups, plates, utensils, pots and pans. NEVER put knives into the wash bucket and leave them. Whoever is washing should pick up each knife and wash it individually, then rinse and sanitize, so no one gets sliced accidentally!

If you have a dish drainer, you can use that for air drying, or have someone towel dry and put away as you wash.

When you are all finished, dispose of your wash water correctly. Pour it down a drain, if there is one provided. Or strain the water through a strainer to get any food particles, then scatter the water at least 200 feet from any water source. Put any food particles you caught in the strainer, into the container you scraped your dishes into at the beginning, and dispose of that container appropriately.

Source: 40+ years of Girl Scouts, plus general Leave No Trace guidelines.

By Eileen from Elk Grove, CA

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Making Hand Warmer From Old Socks
If you are like me, you are constantly losing the mates to socks in the washer and dryer. Take a pair of your husband's mismatched tube socks and cut it off where the ribbing starts. Slide this on your hand one at a time and then mark where your thumb would come. Take off the ribbing and cut only a small slit on the side. Do the same for the other hand.

Slide the ribbing on your hand with the sewn end facing your fingers.You can pull it down as far as you like on your fingers or as high up off your fingers. My hands get so cold and stiff but this helps my hands stay warm. If you want to get crafty with it, you can sew the other end where it was cut off from the sock and make a hem there. It saves from having to go and buy those expensive gloves that have no fingers or thumbs in them for arthritis.

By Cassie

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Leaf Blower for House Cleaning
There are times when I have opened my doors and used the leaf blower to blow out dirt and dust from my kitchen, living room, and car. This sounds like a guy thing (I am not a guy), but it really feels uber-clean and you feel like a cleaning superheroine in the process.

A note about vacuums and leaf blowers, in general - wear hearing protection. If you have only headphones and cotton or a rag, even tying a scarf around your ears is better than nothing. I work with patients who have lost their hearing, and noise history always contributes to hearing loss and tinnitus. This goes for lawn mowers and generators, too!

By Mary K. from Kensington, MD

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Sort Unwanted Possessions for Donation
I have started two stations in my house to reduce clutter and it's working well. I put 2 boxes in the back porch. One is for stuff we're donating to Goodwill, the other is for yard sale stuff. That way it doesn't gather all over the house, it's in one place ready to go.

By coville123 from Brockville, Ontario

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Keeping Sauces from Staining Plastic
Spray the inside of your leftover containers with cooking spray before you put leftovers away that have sauces in them; spaghetti, vegetable soup, chili, goulash, etc. The cooking spray will prevent your container from staining.

Source: My mother

By cameramom from Linwood, MI

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Washing Dishes at the Campground
We love to camp and cooking over a campfire is the most fun. It's always a challenge each trip to see what wonderful meals we can come up with to cook over an open flame. But at the end of those delicious meals comes time to do the dishes.

While we use paper plates, etc. there are still pots and cooking utensils to wash. While cooking, we put on a large pot of water to heat up. By the time the meal is over, we have a nice boiling pot of water to wash dishes with. We have two small plastic dish tubs we use, one for washing and one to rinse in.

We like to have the water as hot as we can comfortably stand to wash the dishes in and may have to add a little cool water to the hot water to get it to that state. Then we add the utensils to soak for a bit and wash up as usual and then rinse in warm water in the other tub. I like to use water as hot as possible for greasy dishes/utensils. We drain the rinsed dishes on a towel and dry and put away in our tub just for cooking.

By HerkDia from Baltimore, MD

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Store Toothbrush In Hydrogen Peroxide
I now keep a small jar in my bathroom on the sink filled with hydrogen peroxide. When I finish brushing my teeth, I place my toothbrush into the jar. I know my brush is clean and safe the next time I brush my teeth.

By Marie from North Texas

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USDA Plant Hardiness Zones Have Changed
Because of climate change, our growing zone has officially changed. I am in the Washington DC area. So, check your zone and plan your planting timetable accordingly.

By Mary K. from Kensington, MD

Editor's Note: To check your zone, use this link:

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Store Garden Tools In Garbage Can
Rakes, hoes, shovels and other long-handled tools can be stored upright in a 30 gallon garbage can. I intend to implement this plan. I've tried hanging them up on the wall, but they never seem to get back to the right place. Smaller tools might fare well in a 3 gallon pail. I've read they benefit from being stored in sand with a little oil in it. The oil keeps the tools from rusting.
Happy Gardening!

By Carol from Wyoming, PA

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Tips For Picking Good Blueberries
We are fortunate to have a pick-your-own blueberry farm locally and enjoy going frequently during blueberry season to indulge our love of blueberries. To find the tastiest and juiciest blueberries, I have found that it is best to select berries that have their color fully developed to that all-over deep purplish-blue with no traces of red or burgundy coloring on the berries. Also try to select berries that are large and very plump, but yet still firm. These will be the sweetest from the bushes.

Avoid any berries that have any wrinkles or are in the least bit soft. They are past their prime. Avoid berries that haven't fully developed their color because they will be less sweet and may even be bitter tasting.

If you aren't fortunate enough to be able to pick your own berries, carefully inspect the baskets of market berries, checking for the right color to indicate full ripeness, and making sure the berries aren't wrinkled, indicating that they are past their prime. Also check the basket to make sure there aren't any juice stains, because that could indicate that there are crushed berries inside the basket, hidden from view. Crushed berries often mold before you can purchase them. Fresh produce is too expensive to throw any of it away because it can't be eaten or enjoyed!

Source: Years of blueberry picking and eating!

By Jill from NW Florida

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Exfoliating Mitt for Cleaning Molded Showers
If you have a molded shower stall the best thing to use to clean it is an exfoliating mitt from the dollar store. The gloves work OK but the mitt has more surface area. Tile and grout walls will eat the mitt alive, but it works great for the tubs and sinks too.

Source: My friend who has a house cleaning business.

By tazfan from Olympic Peninsula, WA

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Wedding Favor Potted Plants
One way of giving away plants as favors is to use small potted plants on the tables as all or part of the table decorations. Tiny potted plants can also be used as place card holders. The nursery pots can be covered with tissue paper, burlap, or other fabric and tied with a colorful ribbon or twine or even repotted into inexpensive decorative or plain clay pots.

Plants that work great for this are: herbs (rosemary, thyme, sage, lavender), mini palms, mini schefflera, young Shasta daisies, sunflowers seedlings, young ornamental grasses or bamboo, as well as starter plants such as tomatoes.

Source: This is taken from my article, "Using Plants as Wedding Favors'. You can read the full article on my blog, Gardening with Cheryl

By Plant Girl from USA

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Kid's Individual Packs for Snack
I recently was given a bag filled with the plastic baby food containers. The containers are the type that have a clear plastic snap on lid and are typically sold in a twin pack.

The containers are perfect for making individual servings of snacks for kids. I use them for making jello cups, pudding cups, snack packs of trail mix or any other healthy snack the kids may enjoy. The kids love them! I keep a ready supply of healthy snacks available that they are able to enjoy.

The little packs are perfect for outings also. By using these containers, I am able to put together a supply snacks for far less than the cost of buying the prepackaged snack packs at the store. They also encourage healthy snacking in that I am in control of what they eat. I know how much (if any) sugar is in their snacks.

By Prairie Mom from Oklahoma

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Heat Water For Camp Dishes While You Eat
  • Have water heating while eating.
  • Put on rubber gloves and add bleach to dish water and rinse water.
  • Have 2 dish pans and drain rack.
  • Use a table covered with plastic shower liner.
  • Wash away and let dishes air dry or use a clean towel.
  • Laugh and have a great time with your camping friend.

By Diane from New Port Richey, FL

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Rubbing Alcohol To Revive Dry Erase Markers
Dried out dry erase markers? Your whiteboard markers may have more life in them. Dip the tip in a little ordinary rubbing alcohol. If color is drawn down into the alcohol, there's life in your marker, and you can write with it some more now that you have treated it. If this does not work, then the marker is probably out of lasting power.

By Kirsten from Logan, UT

Rubbing Alcohol To Revive Dry Erase Markers
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Getting Library Books Back On Time
We have a wall hanging appointment calendar in the entry porch. When we come in from the library with a new load of books, we mark the due date and the number of books due on that date. Easy-peasy! I haven't had a fine yet.

By FrugalSunnie from Scotland

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Cleaning a White Artificial Christmas Tree
A while back I wrote in asking if anyone knew how to turn a yellowed artificial Christmas tree white again. It looked fine at night all lighted, but during the day it was just yellow.

Because it was fiber optic and didn't have any open sockets, I placed it in the bathtub and sprayed it with a mixture of bleach and water two times letting it set 30 minutes each time. I gave it a good final rinse and then took it outside and dried it with my leaf blower. Total transformation.

By Lorraine from Manchester, MO

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Note Library Due Date On Bookmark
When you take out a book from the library, I always use a bookmark. I write the due date on a post-it note and stick it to the book mark, as I read the book and move the bookmark the date is always right there. If you want you could also use the post-it as the bookmark. I've done that a few times also. Hope it saves you some money!

By Lisee from Bloomfield, NJ

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Camp Dish Cleaning
When I go camping, I take jugs of water, some for drinking, others for cleaning. If you have a lot of dishes, take a dishpan, add some water, pour in a bit of dish soap and do your dishes as you normally would. I go camping by myself, so I only have one plate, one cup, etc. I pour a bit of dish soap on the plate or in the cup, swoosh it with some water to clean and then rinse and dry. I dip my dishcloth in my cup first to clean my utensils. Nothing hard about it.

By Taerie from OH

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Document Everything Regarding Child Support
My solution for problems with child support payments is that you must absolutely document EVERYTHING and keep that documentation until either the non-custodial parent dies and any children are over 18 or the end of time, whichever comes first.

When in doubt, ask the question, write down the person's name and the answer, date and time, etc. If you are required to send information to the courts, make a copy before you mail it, and send everything certified mail, so you get a receipt. Most of all, be consistent, be thorough, and file things on time!

Source: My own experiences of 13 years fighting for child support.

By Eileen M. from Elk Grove, CA

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Comic Book Wallet
Make a comic book new again by taking some pages and turning it into a wallet-A comic book wallet. I took 3 comic book pages taped them side by side, used some iron on vinyl, folded and creased and made a wallet for my 16-year-old nephew. He loved it, take a look at a few pictures of it.

By Set6231 from MN

Comic Book Wallet
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Reusing Clamshell Bakery Packaging
I sometimes get packaged molasses cookies at the DT. They have the coolest plastic containers that I often reuse.

Here are three ideas for your home that might help "declutter" the end table, work, and desk space.

  • I made a coaster just as an example of what you can make or buy that would fit in it.
  • You can also put in things on the desk, like post-it notes, tape, white-out strips and more.
  • And in the hardware area of the house, especially in those "junk drawers" that get out of hand, this last tip is handy, too.

Other ideas I didn't have a photo op' for are:

  • Leftovers you can slip in a zip lock baggie
  • Soap storage
  • Catching the drips in the round shampoo and conditioner bottle
  • Laundry or bus change
  • House and car keys

Can you all think of more things to use them for?

By Sandi from Salem, OR

Reusing Clamshell Bakery Packaging
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Punching Lantern Holes In Recycled Cans
Fill can with water and freeze. This will give the can stability so that it does not collapse when you hammer with nail.

Alternate method - use a piece of wood to support the inside of the can.

Use different size nails to puncture holes to form different size holes.

By Sue B Honey from Michigan

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Storing Homemade Wine and Beer
You can use the plastic bottles to store homemade drinks in. I use them for storing homemade wine or beer in. Some people prefer glass for this, but it works for me. I have never had plastic explode, as glass sometime will under the pressure of the yeast.

By Barbara G from Statesboro, GA

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