Banking

When you are at your bank's ATM, make sure you finish your transaction. I have pulled up to my bank's ATM, twice in the last month, and found that each person did not finish

Using your own bank's ATM will save you about $2.00 per transaction. Eliminating just one transaction fee per week will net you approximately $100.00 per year.

In some instances, it is smart to shop with cash only, but skip the bank or the ATM if you're withdrawing money. Instead, use your debit card to purchase small items

I have found whether I have time at the check out counter, or if I record a purchase later in the car or at home, my check book transaction register is still a great tool

Our college freshman recently overdrew her checking account by $8 when paying for this semester's books. We contacted our bankand explained the situation to them. They reversed

This is a warning to anyone who uses PayPal in conjunction with your bank account. Watch your bank statements closely! PayPal has been making fraudulent charges for online

My Mom has Alzheimer's and my sister and I started taking over her finances and discovered she was overdrawn nearly $600.00. We went to the bank and were told that as a

Check your debit card charges often. Central NY area has had a rash of unauthorized charges. Chase Bank told us that criminals can get your info from certain ATM machines

Did you ever notice how much money you spend when using your Debit Card to get cash out of an ATM that is not affiliated with your bank? I was stunned when my last statement

I never set foot in a bank. I only do my "banking" at credit unions where I am never charged a fee for any services. Interest and other rates are comparable or better

Beware that if you have online banking, the balance may not be accurate. I have yet to have it explained to me clearly but lately, in the PM the night before, I had a plus

Where I bank, they have a minimum balance requirement to avoid monthly service charges. Since my checking account seldom contains an excess, I was being dinged for $2-3 each

Keeping Track Of Debit Purchases. I use my debit card for most purchases to save writing checks or carrying too much cash. . .

My husband and I have started having his paycheck directly deposited into our bank account. There are many reasons for this, but one of the most important is that if the check

Limit your risk of being robbed by avoiding ATM or cash machines at night. If you have to use an ATM at night, find one in a well lit, well traveled area. People walking

A great way to save money is to work with a bank that has online banking. You can see where your money is going almost immediately...

Bouncing checks almost always ends up being a lot more costly than sending in a late payment. Not only do you end up getting the late charge, you also get a 25 to 30 dollar fee

For those of you that already bank at Bank of America this is great, others may want to open an account to take advantage of this one! There is a new saving aid called

Avoid high ATM fees by only using your card at your local bank's ATM machine or you can also use it to get cash back at the store.

My husband and I have a debit card that was causing us a lot of problems. He'd use the card for everyday expenses (gas fill-ups, etc.) and forget to record the purchase

Don't assume that your bank has the best price on checks. You can often find checks for as much as half the cost from other check suppliers.

When writing checks for things, always round off to the next dollar in your checkbook register. All of those cents add up! 

Keep a few envelopes in the glove compartment of your car to use to make after hours bank deposits or to use as needed while on the go.