Saving Money on Banking

November 10, 2010

Bank ColumnIn my frugal life, I cut all corners that I can. I would like to share this with those people who are unaware that if you have a checking account, the bank where you do business will: make copies, fax papers, notarize papers, and make your money orders - all for FREE! I use to work at a bank, so I know this.


By Missy from OH

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September 19, 2011

I am currently banking with Wachovia, soon to be Wells Fargo. Every time I use my debit card, $1.00 of my money in my checking account gets transferred to a Way-to-Save account.


Bronze Tip Medal for All Time! 51 Tips
February 5, 2010

Our college freshman recently overdrew her checking account by $8 when paying for this semester's books. We contacted our bankand explained the situation to them. They reversed the bank and the merchant's overdraft fees which totaled $61.


September 22, 2008

For senior citizens, check with your bank to see if they have any special services for seniors. I questioned some things on a bank statement regarding a debit payment that I did not authorize.


September 21, 2007

Tips for saving money on bank fees. Banking is an extremely competitive business and there are many banks (at least where I live) that charge few or no fees. They tend to pay less interest on savings accounts but what bank pays much interest anyway?

Using an ATM


Silver Post Medal for All Time! 263 Posts
August 29, 2007

If you're fortunate enough to travel overseas, first check with your credit card company about any daily fees and what their policy is on the Monetary Exchange Rate.


Kelly Ann Butterbaugh
April 16, 2006

ATMs are a wonderful blessing. They allow the freedom to bank any time of the day and provide instant access to cash. This is what I once thought, but now I wonder if they are the blessing they seem to be.


Instead, I find them to be thieves in bankers' clothing.

Cash Machine, ATM


Teresa Kaufman
January 21, 2005

I realize most people have already made their resolutions for the New Year, but try adding one more. Decide that you are going to get the biggest bang for your buck out of your banking services this year.


September 24, 2009

I was ill for some time and unable to keep up to date with my finances and the organization of my bills. I incurred several late charges over the period of one year.


I would pay my bills, but they would be between 1-4 days late and I would receive a late charge.


January 26, 2006

A great way to save money is to work with a bank that has online banking. You can see where your money is going almost immediately...


December 15, 2005

Bouncing checks almost always ends up being a lot more costly than sending in a late payment. Not only do you end up getting the late charge, you also get a 25 to 30 dollar fee from your bank.


August 11, 2005

My husband and I have a debit card that was causing us a lot of problems. He'd use the card for everyday expenses (gas fill-ups, etc.) and forget to record the purchase and vice versa.


Unfortunately, there were a few times that these slip-ups cost us $30 overdraft fees!


February 3, 2009

Check your debit card charges often. Central NY area has had a rash of unauthorized charges. Chase Bank told us that criminals can get your info from certain ATM machines and make a workable card for themselves.


March 15, 2007

Where I bank, they have a minimum balance requirement to avoid monthly service charges. Since my checking account seldom contains an excess, I was being dinged for $2-3 each month.


Diamond Feedback Medal for All Time! 1,317 Feedbacks
October 6, 2006

Banking Tip - Loan Changes. Spoke to my banker at the credit union today. He mentioned how things are changing they no longer add on to existing loans. . .


June 15, 2006

If you have a credit card you have probably received balance transfer offers which offer to lower your interest rate. Make sure to factor in the balance transfer fees and to look at the actual interest rate before accepting one of these offers.


July 20, 2016

This is a page about saving money on checks. There are a number of options for buying checks, from your bank or retail suppliers.

Writing a check

July 18, 2016

This is a page about online banking advice. Today much of your banking transactions can easily and securely be done online.

March 4, 2014

This is a page about using credit unions. Credit unions are member owned and governed by elected board members. Often membership is limited by employers.

Woman Speaking with Credit Union Teller

Budget & Finance BankingApril 22, 2012
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