I never set foot in a bank. I only do my "banking" at credit unions where I am never charged a fee for any services. Interest and other rates are comparable or better than banks, and service is way better, as credit unions are member owned and they are federally insured. When I have a credit card dispute or very occasional error on something, it never takes more than 1 phone call to straighten things out.
By Linda from Vista, CA
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There are banks, and then there are credit unions. What are these credit unions, and how can they benefit bankers? It's worth the time to take a look at what they have to offer and invest a little money into a credit union as well.
Don't bank at banks. Bank at credit unions whenever possible. When you join a credit union you are a member and the free services abound.
As many of 5% of credit unions in the US are not insured by the National Credit Union Administration (NCUA). Make sure your credit union is one of the 95% that are insured.