Student Loan Options Other Than Federal Financial Aid

I am a sophomore in college. Due to unforeseen circumstances I was forced to drop out of school three times. The result is that my student loans are at the maximum allowed. Does anyone know of a student loan that is easy to be approved for college students, sort of like the federal loans where you get approved if you are in school. I will need financial assistance for two more semesters. My credit is not good.


Pam from GA

August 9, 20070 found this helpful

Maybe you have a kindly relative who will believe in you. Pray about it, then send out an appeal with a return envelope to all your extended family. Don't belabor the point about your previous efforts. Be sure to plan to repay with interest after you graduate, but don't promise it, just invite them to help. Specify the amount you need, and mention the number of letters sent divided into that amount equals what, and they might step up to it. If they live close by, bring it in person. Your church board may have a fund for helping at times like this, so get brave and go appeal to them too. You could stand in front of WalMart and have a sign 'Saving for College - I want to be a _____", and any other persuaders like "my grades are great" and people will see your bright capable smile, looking like great talent in the making, and consider you worthy of their investment. If they ask you if you've checked into financial aid, just smile and say "I'm going after that too." If you have any valuables, you might sell something, I sold my cattle to get to college, I started new calves three years earlier with college in mind. God bless you! you'll look back on this and decide that it was not so bad and totally worth it.

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August 9, 20070 found this helpful

I don't know what kind of loans you have, but have you tried Sallie Mae? That is what my daughter has. Do you have someone that can co-sign for you? I would also hit the web and look for all the scholarships you can apply for. There are a ton out there. My youngest is doing just that right now. God bless you, keep up the faith! Keep us up to date, and let us know how things work out.

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August 9, 20070 found this helpful

we really got the rip when we found the VA money wasn't anywhere NEAR ready as we were were promised & led to believe by the recruiter who was sent here by Lincoln Tech in Indy! The VA is 2 & 1/2 years behind on making payments & for 2 days this week I was on the phone at length with pretty much "nice" people but today I verbally agreed to what is called : verbal forbearance. ... slv8-msgr&p=verbal%20forbearance

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