Food Lost During a Power Outage

By Gina (Guest Post)

I lost all my food and checked with my insurance company they said I had a 500 dollar deductible I had to pay.

By Jeanne (Guest Post)

After the hurricanes, we found that it really helped to take a snapshot of the spoiled food as we emptied the freezer and refrigerator as well as listing it.

By (Guest Post)

Thank you! I would have never thought of doing this!

By

lewis_admin

Food lost is exempt from the deductible for my insurance. So it's well worth looking into. All they needed was a broad list of items I had lost and the replacement cost.

By Marna (Guest Post)

Generally homeowners insurance has a $500 or more deductible so it'll be a wash and not worth filing a claim for.

Editors Note: I recently had this happen and my insurance company had a food replacement policy that was not part of the deductible. They covered up to $500 for a refrigerator and $500 for a freezer. It's worth checking with your insurance company.