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Food Lost During a Power Outage |
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If you have homeowners insurance, food that has to be thrown out during a power outage may be covered by your policy. Check with your insurance company to be sure. Some insurance policies will cover up to $500.00 per appliance if you provide a general list of what was lost and its replacement value.
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RE: Food Lost During a Power Outage
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Post By Jeanne (Guest Post)
(03/05/2007)
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After the hurricanes, we found that it really helped to take a snapshot of the spoiled food as we emptied the freezer and refrigerator as well as listing it.
RE: Food Lost During a Power Outage
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Post By (Guest Post)
(03/02/2007)
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Thank you! I would have never thought of doing this!
RE: Food Lost During a Power Outage
Food lost is exempt from the deductible for my insurance. So it's well worth looking into. All they needed was a broad list of items I had lost and the replacement cost.
RE: Food Lost During a Power Outage
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Post By Marna (Guest Post)
(03/01/2007)
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Generally homeowners insurance has a $500 or more deductible so it'll be a wash and not worth filing a claim for.
Editors Note: I recently had this happen and my insurance company had a food replacement policy that was not part of the deductible. They covered up to $500 for a refrigerator and $500 for a freezer. It's worth checking with your insurance company.
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