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Bill Me Later, Same as Cash, and Payment Plan Sites

Some websites have payment plans for purchasing large ticket items. This is a guide about looking for bill me later, same as cash and payment plan sites.


Ask a QuestionHere are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community or ask a new question.

0 found this helpful
February 8, 2010

Does anyone know of any good websites that could be compared to the Lakeside Collection or LTD Commodities?

By Jennifer from Wapakoneta, OH

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February 11, 20100 found this helpful
Best Answer

Dear Jennifer, The one I know of is They do the bill me later. God Bless, Connie

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April 25, 20120 found this helpful
Best Answer

Yes try much better than fingerhut and they will give you credit even if yours is jacked up they a great try stoneberry they have any and everything good luck text me back later tell me what you think bye!

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February 2, 20170 found this helpful


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May 2, 20120 found this helpful

I am looking for a place where I can pay monthly on luxury men's watches in the UK. Any suggestions?

By Jean Claude

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ThriftyFun is one of the longest running frugal living communities on the Internet. These are archives of older discussions.

February 8, 20100 found this helpful

I need to buy Christmas gifts. I have no money and bad credit, and would like to find some "Buy now pay later sites."

By Davionna from Detroit



Looking For Bill Me Later, Same as Cash and Payment Plan Sites

FIGI is you're best bet. They don't check your credit and don't send a bill till Feb. I think it's They deliver all over the country making gift giving easy.

Check this posting (12/07/2009)

By Suntydt

Looking For Bill Me Later, Same as Cash and Payment Plan Sites

The best thing to do is to go to a dollar store, buy some Christmas stationery, envelopes and a pen. Write notes to everyone telling them what they have meant to you this year, what you admire about them, what you have learned from them, etc. I heartily agree that in your situation you do not need to spend any more than this on presents. (12/09/2009)

By Frazzled Leslie

Looking For Bill Me Later, Same as Cash and Payment Plan Sites

I am not trying to be mean but you do not 'need' to buy Christmas presents. That's just a make me feel and look good to others feeling and profits for stores or online sales companies thing to do. :-(

No matter where or how you purchase these gifts it will come back to bite you in the rear if you don't have the cash on hand. (12/09/2009)

By Deeli

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December 7, 20090 found this helpful

I tried Fingerhut a couple of months ago. I have also tried a couple of other sites like that, but I can't find any more. Does anyone know any sites that I can use? I have bad credit, so if they do a credit check they won't send me items. Any sites that have 3 months deferred payment, or something similar, would be good.

Thank you for the help,



Looking For Bill Me Later, Same as Cash and Payment Plan Sites

Go to You have to register as a "business", so make up a name for one, then you can order anything from their catalogs. Get an invoice with order to pay later. Nothing to pay when ordering. Catalog may say, for example, "$5.95 in groups of 3". That means if you order 3, you don't pay shipping. You can order just one if that is all you need. I order from here every 2 or 3 months. (04/11/2005)


By Linda Lush

Looking For Bill Me Later, Same as Cash and Payment Plan Sites

Try I could get some stuff there, and they are not very expensive. They do have a limit for the first time (04/11/2005)

By germangirl

Looking For Bill Me Later, Same as Cash and Payment Plan Sites

When using LTD Commodities, you still pay shipping and handling if you order three or more of the same item, it's just at a reduced rate. Since you billed for the amount due, you don't know how much the postage and handling fee will be when you order, sometimes that charge can be high. I think a lot of the mail order companies are making a lot more money on the handling charges. Try, it is similar to LTD Commodities but you have to prepay. But you know how much shipping and handling will be. It doesn't carry as many items as LTD Commodities but enough to keep my interest. I usually have to save my money to place an order. I save for a few months then place an order. (04/12/2005)

By mkymlp

Looking For Bill Me Later, Same as Cash and Payment Plan Sites

Yes, try for Swiss Colony, Midnight Velvet, Country Door, Monroe and Main, or Ginnys. They are all sister companies. They are not overly picky about credit. Order small to start, they may require a down payment. Great about returns, broken items, and so on. They review your payment history about every 6 months and would then up your credit for good payments. I do work there and they do give credit to a lot of people who can not get it elsewhere. You can find them all online, each catalog has their own line of credit. (04/12/2005)


By sarah

Looking For Bill Me Later, Same as Cash and Payment Plan Sites

I do order from seventh avenue and monroe and main, I have a $600.00 credit with seventh avenue and all they required from me on my first order was 10% of the order. They are worth it. (11/21/2007)

By Misty Johnson.

Comment Was this helpful? Yes
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