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Being prepared for a fire. Have a plan.
I live in an apartment on the second floor and at 4:00 am this morning I was awakened by sirens and pounding on doors. I got up to look and see what was going on and a knock immediately came to my door. I opened and it was a fire fighter yelling, "Get out, your apartment is on fire!" and smoke was billowing in through the doorway.
I sleep only in undies and a t-shirt but blessedly my bottoms and slippers were next to my bed so I was able to retrieve them quickly. However, I ended up wasting precious time grabbing eyeglasses in one place, wallet and keys in another place, purse with address book in yet another place and my kitty hiding under the bed.
Having experienced a house fire which was declared a total loss, I have a few tips for making the experience less frustrating.
Be sure you have enough coverage, which includes total replacement cost. Keep a copy of your policy in safe deposit box. Also take a video or pictures of your contents and put them with a friend or in a safety deposit box. If you put them on disc or computer, keep a copy in a place that you can grab in a hurry.
Be sure all contact numbers are in your cell phone and keep it near you, (in case you have to leave in a hurry). You can enter one person as ICE,(someone to call in case of emergency).