Getting The Most Out Of Your Credit Card Rewards
Most credit cards today offer a rewards program. If you use your credit cards routinely, you should check to find out if you have some rewards available. Log in to your credit card account or check your statement to see if you have rewards points.
Think of Using Credit as Spending Money
One trap that many of us fall into is thinking about spending money and using credit as different, when both affect our monthly budget. We may buy something on credit that we would never consider paying cash for.
Do I Need to Insure My Credit Cards?
Calls to a credit card company often involve a brief speech offering various services affiliated with the card. Accumulating debt is bad enough, but paying interest on the debt and then paying to insure that debt is a poor financial decision.
Minimum Payments to Avoid Collections
Is it true that if I make payments to a hospital account on time every month they cannot sell the account to a collection agency?
Use the clear button after you get your receipt when pumping gas at the gas station. It should be on the bottom left hand side. A dishonest employee could possibly use the stored info you leave at the pump if you don't.
Protecting Credit Cards with RFID
Did you know that someone can steal your credit/debit card information by just standing near you? They can if you have one of the new cards that work under the RFID technology. RFID - Radio Frequency Identification.
"Please Ask For ID" On Back of Credit Cards
On the "new cards", instead of signing my signature on the back, I put "ASK FOR ID" and it works fine for me. I don't believe a thief would try using these.
Use Sticky Notes To Track Credit Card Balances
I've been reading "sticky-notes" ideas and was reminded of one of my own uses. I use the smallest notes (and I divide them in half). Then I stick them to my credit cards with a notation of the available balance remaining on that card.
Reporting Errors on Your Credit Card Bills
How many of us notice errors on our credit card bills? If you're like most people, you look at the total amount due, and you scan the companies that placed charges on your account.
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Reporting Errors on Your Credit Card Bills
How many of us notice errors on our credit card bills? If you're like most people, you look at the total amount due, and you scan the companies that placed charges on your account.
As holidays approach credit card balances rise. The average American credit card debt is $5,100. While it may not seem like it, this balance is manageable. Within three yeas it can easily be paid off provided that new charges are not added to the debt.
No matter what MasterCard executives want you to believe, those scenarios presented in their television advertisements are not priceless; in fact, they're quite expensive. The ads ask an array of appraisal questions all ending with the same answer - priceless.
The scenario is familiar. At the check out counter of the local department store, the clerk asks if you would like to apply for the store's credit card. As a reward for signing, you receive an instant discount in the amount of 10% or even 15%. Do you sign on? Before you do, think it over.
