Using a Prepaid Debit or Credit Card?

June 18, 2007

A stack of credit cards.I like to use pre-paid credit cards to order items online. The only thing I don't like is that there are times I have a small amount of money left on it (ex. 50 cents). Does anyone know how to use this small amount up before the credit card company starts applying their fees to it? Maybe a website that I can donate the change to, no matter how small the amount? I would rather see it go to a good cause than the credit card company taking it back.


B from NJ


June 18, 20070 found this helpful

Set up a pay pal account and put the remaining money on the paypal account. this way you can save it and use it for itmes like on ebay and other sites that accept payment through pay pal.

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By (Guest Post)
June 19, 20070 found this helpful

how about buying a small candy bar or pack of gum and paying any difference from what is on the card and the purchase

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June 19, 20070 found this helpful

What about combining them on a small purchase through something like eBay's MissionFish?

Otherwise, I know Change Round Up


offers the ability to do small change donations at certain websites.

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June 19, 20070 found this helpful

You can always finish out the balance with paying it on a purchase. Then pay the remainder with either a credit card, debit card, or cash - or even all three!

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June 19, 20070 found this helpful

Join PayPal. Then use it as your first payer with anything else as the second payer.

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By MikeS (Guest Post)
June 21, 20070 found this helpful

One important thing is to know exactly how much is remaining on the card. If there is 25 cents, then use the card the same as you'd use a quarter. Knowing the remaining balance will help the cashier zero-out your card.


The second thing is to buy prepaid cards that don't expire and don't charge fees. These do exist, but are hard to find. The PayPal suggestions already given are good, too.

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By April. (Guest Post)
June 23, 20070 found this helpful

I'd buy postage stamps, or use when mailing a package or oversized envelope.

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By (Guest Post)
July 1, 20070 found this helpful

If you save up a few cards, you can use them at the register for a purchase. Use as many cards as you want to pay for the purchase. The trick to using them is to know the EXACT amount that is left on the card. If you have 3 cards and they have .49, .54 and .59 on them, just let the cashier know the amount on each card, and she can run them for the amounts on the cards one at a time.


What is left over you can pay with cash or other tender. Hope this helps.

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