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When you have a new credit card, don't sign your name on the back, instead write your driver's license number. The clerk will have to ask you to see your driver's license but that only takes a minute to check. If your credit card is stolen no one can see your signature to use it.
This is something to think about; your old card is beginning to peel and show wear so you order two new replacement cards with the same numbers ... you may have an embarrassing situation!
True story, the new cards arrived in the mail the day before with a sticker to call a certain number to activate the new cards with the same number and expiration date. We put the new cards aside to call later. We went shopping and made purchases with our old cards; purchases less than $100.00 and had no problem. I dropped my husband off at the automotive repair shop to pick up his vehicle on the way back from shopping and left for home.
When they entered the credit card, as always, it was rejected. This was the same card that was used earlier in the day. There were people in the lobby waiting to pick up their vehicles also. Embarrassing to have people think you have credit problem when you don't. Fortunately, we are established customers with the company.
On the back of your credit card, instead of your signature, write "Photo ID required". That way if it is stolen, no-one could use it (unless they are an identical twin).
If you have a tendency to use your credit cards impulsively, try this: put them in a watertight zip-lock baggie. Drop this baggie (sealed shut) inside a larger baggie (or another type of container) that is filled with water. Freeze, preferably at the bottom of a large chest freezer.
The time and trouble it will take you to dig out the cards and thaw them, should give you a "cooling off" period (no pun intended!) to really think about whether you actually want or need that purchase. By the way: no cheating - the microwave will wreck them!
By Leann D
Call your credit card company before you leave. Let them know where you're headed and what kind of purchases you are likely to be making outside your normal spending pattern.