Save Money on Prescriptions

By Kelly Ann Butterbaugh

Save Money on Prescriptions

Even with a prescription plan, prescription medicines can be expensive. It's hard to save money on something that is controlled by insurance. Yet, there are ways to cut some costs.

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Get Healthy

The best way to save on prescription plans is to stay healthy! Ask your doctor about a plan to renovate your health. Evaluate your diet and eat healthy. Exercise often, and aim to relieve stress in your life. Some health problems like high blood pressure and certain diabetes can be kept under control with strict diet and exercise plans. Be sure to consult your doctor and gain his/her approval before discontinuing any medication.

Medications are a great way to get your body back on track after an illness. Use them for their benefits, but try to heal your body so that it can operate on its own drug free. Again, have your health care plan approved by your doctor.

Mail Order Prescriptions

Many corporations and/or benefit plans offer mail order prescriptions. While these can be inconvenient during the wait for delivery, which can be a week or so, they are cheaper. They work by filling several months' worth of prescriptions at one time. This means that you will only pay your prescription co-pay once rather than three times. A three month prescription with a co-pay of $25 per month can be filled through the mail for $50 less than filling it at the pharmacy, all for the price of a few days' wait.

Medications that are prescribed for a short time period, such as antibiotics, should always be filled at a pharmacy. There won't be a savings since there are no refills required, and the wait for the mail isn't healthy. However, if a doctor prescribes a medication long term and wants you to start immediately, ask for a sample pack to get you through until the mail brings your medication.

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Always Go Generic

Enough said-always go generic. Most doctors write that generic drugs are permissible; however, it's your job to be sure that they do. Check the prescription before leaving the office and ask that generic drugs be allowed. Remind your pharmacist to fill the prescriptions with generic as well.

Others in the Family?

Are there other prescriptions that you fill which aren't the typical drugs filled at pharmacies? Does your dog take flea and tick medication? Do you wear disposable contact lenses? Try having these needs filled on-line to save some money. Fido may not be as expensive when his monthly topical medications aren't filled at the vet. Keep an eye on the e-mails; some companies offer free shipping throughout the year.

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