Money Saving Tips for College Students

College is an exciting time, much time will be spent in studying, socializing, and perhaps working. It is also a very expensive undertaking. This is a guide about money saving tips for college students.

Solutions: Money Saving Tips for College Students

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College Students And Debt

I deal with debt elimination in my line of business and I am amazed at the student loan debt that people are accumulating. Don't fall into this trap. I tried to help a young lady and it was too late. She had a Master's Degree and that couldn't even help her!

She had a $125,000 student loan that she said was in deferment for three years and she didn't need to start paying back right now. I figured it out and if she started paying just $300 per month on that, starting right now, she would never have it paid off in her lifetime. If she started paying it right now at $600 per month, it would take her 37 years.

We need to educate these young adults. We need something because older adults that should be responsible are lending all this money out knowing that a lot of these kids cannot pay that kind of money. They are ruining their credit. Think about all the credit card offers these kids get. I have three sons and each one gets at least 1-3 credit card offers a day. That is truly ridiculous. I just had it stopped. You can opt out of all these offers. Do you realize it is harming your credit too? Every time they check your credit to offer these, it bring your score down a little bit.

Please, please, if you can get some kind of scholarship or go to a community college or technical college for two years to get some of your core classes out of the way, it is much better. Then if you want, you can transfer to one of the bigger colleges. It is not worth it to spend that kind of money.

Most kids think they will step out of the college door when they graduate and be making what Mom and Dad are making. I know a lot of kids that are working in restaurants until something opens up for them. We have got to educate them. If you are in GA, take advantage of the Hope Scholarship and Hope Grant, fill out that FAFSA! Fill out every scholarship application you can get your hands on. It does pay off.

By Brenda from GA

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Frugal Meals for College Students

As a university student, I often founds times tight despite not being one to party like everyone else. I could just never understand why everyone always had money and I was often broke and pinching pennies for groceries. However, when I left school debt free and they spent years paying back credit cards, I was the one laughing!

Here are a few of my university student meals that I still love!

Curried Pasta Salad

Ingredients

Any short pasta (I used elbow macaroni)
Fresh stirfry mixes with peppers, broccoli, baby carrots, etc. (I bought these on clearance and usually cost under $2.00)
Miracle Whip (I bought store brand)
Curry powder (Which you can get at a bulk store or bulk section of your local grocery)
Salt and Pepper

Directions

Cook a desire amount of pasta (rinse underwater if you will serve cold). Semi cook vegetables (al dente) (let cool if serving cold). Mix miracle whip, curry powder, salt and pepper to taste. Mix together and enjoy either hot or cold!

Another Good Pasta Salad

Ingredients

Canned pink salmon (without bone) (1 can usually makes 2 servings)
Macaroni
Tomato
Onion
Celery and carrot, if you have it on hand
Salt, pepper
garlic (optional)
Miracle Whip

Directions

Cook pasta (rinse with cold water and strain). Dice tomato (about 1/3 cup per serving worked for me). Dice to desired size onion and other vegetables and garlic. Mix together salmon, pasta, vegetables and add Miracle whip to desired consistency. Salt and pepper to taste. Best enjoyed cold.

A Good Sandwich!

Ingredients

Cubed pork (I always bought the cut offs from the deli and you can usually get 5+ pounds for under $5)
Onion
Peppers (if available)
BBQ sauce (store brand original fine)
garlic (if you have some)
Hotdog buns

Directions

Brown pork, add in onions, peppers and garlic. Cook until onions are translucent. Add in enough BBQ sauce to properly coat everything. Let thicken (about 2-3 minutes). Serve on buns.

A Good Way To Stretch A Meal

Not sure if it has already been posted but:

Buy cheesy Hamburger Helper. Buy the cheapest box of mac and cheese you can find. Cook both according to directions, adding onion to hamburger during cooking and a drained can of mushrooms. When cooked, combine and enjoy.

By Madaine from Nova Scotia, Canada

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