I work at a body shop and so many people do not know about this: Take a good look at the front of your car. Did you know that all those rock chips on the hood, bumper, fenders and windshield can be repaired through a claim with your automotive insurance? This claim is considered a comprehensive claim. It does not add points to your record, and you pay the lower of your two deductibles.
When I got my oil changed at Jiffy Lube, they offered to fix two chips in my windshield while I waited. It didn't cost me anything, they just billed my insurance for the repair. I guess most insurance allows these repairs outside of your deductible because it is so much cheaper than having the entire windshield replaced.
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