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I.D. Theft Insurance

February 6, 2007

Photo of a social security card.Be sure to have ID theft insurance. With some insurance companies you can even add it on to your homeowners policy for a small fee.

By Tina from Harrodsburg, KY

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Editor's Note: There are some people that discourage buying this additional insurance, saying that it is not cost effective and not really insurance. Here's an article from Forbes.com:

"Identity theft insurance is the fastest-growing insurance product to come along in years, according to the Insurance Information Institute. But it's not really insurance and can increase the risk of becoming a victim by creating a false sense of security. Also, the apparent low cost of $25 to $60 for a policy actually isn't a good value relative to the risk."

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