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Did you know that there is even more to getting a loan or even a job than your credit reports and credit scores being checked into? There are agencies that lenders and employers turn to for background checks, too. One such agency is LexisNexis, which is a repository that has a database of legal cases, news stories, and more; and most likely has collected and compiled much information about you!
Would you like to know what personal background information is out there about you? Well, you have the right to receive a free report once a year about yourself to know what information they have collected. Go to this link for more information and forms and instructions of how to receive your "free full file disclosure request form". Be sure to ask for your "full disclosure".