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Getting Dental Work Done Without Insurance

42 Questions

Here are the questions asked by community members. Read on to see the answers provided by the ThriftyFun community.

April 9, 2019

My brother is in a care facility and is in need of a root canal. He has SS, Medicaid, and Medicare. How or can he get help with the cost?


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Answers


Gold Post Medal for All Time! 677 Posts
April 9, 20191 found this helpful

If he lives near a dental school, he can get care at a reduced cost. The waiting list is often long, though.

 
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November 27, 2018

Noah is a 21 year old with high functioning autism, anxieties, depression, and developmental delays among other diagnoses. He desperately needs his teeth cleaned and one is broken.

He will need sedation to perform dental work on him. Where can he find help?

Answers


Gold Post Medal for All Time! 677 Posts
November 27, 20180 found this helpful

Dental Care

Step 1
Local dental association can give referrals

Step 2
Mission of Mercy

Step 3
Local department of health

Step 4
Donated Dental Services

 

Bronze Feedback Medal for All Time! 196 Feedbacks
November 27, 20180 found this helpful

You don't mention where you are, but in Pittsburgh there are many, many dentists who specialize in special needs dental patients, like Noah. You just have to ask his current dentist or his primary care doctor.

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Be sure to find one in his dental network and make sure you don't need sedation to be prior authorized. If he is on Medical Assistance, it may need to be approved first (prior authorized).

If he doesn't have a regular dentist, find his medical insurance card and call their member services team and 1. verify he has dental insurance 2. that the insurance will pay for sedation 3. Ask them to help you make an appointment with the closest dentist who can do this service.

He will need someone to take him home after the procedure as he will be woozy!

Prayers for a good fix and smooth procedures for Noah!! I feel his pain with this one!!

 

Gold Feedback Medal for All Time! 949 Feedbacks
November 29, 20180 found this helpful

You do not say what your relationship is with Noah so I'm wondering if you are acting for someone else or if you have the authority to sign permission forms for Noah to be placed under sedation?

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  • You do not mention insurance or whether Noah is on Social Security disability or any other government disability plan and any one of these programs may provide evidence that he is entitled to dental care. That is if the dental care is deemed necessary for health reasons.
  • Sedation is costly and may be necessary under these circumstances but legal forms will have to be signed by someone with the authority to make decisions for him.
  • Does Noah go to any type of care facility? Daytime or full time?
  • Medicaid: In some states, Medicaid covers some dental services. You may qualify for Medicaid if you have a low income and minimal assets. Contact your local Medicaid office for more information.
  • If you are sure there is no free service available to him then I suggest you contact the Shriner's as they get very involved with cases like this.
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  • There are several associations that offer free dental services to the disabled as well as seniors (who qualify).
  • Check out this web sites:
  • dentallifeline.org/.../
  • www.medicareinteractive.org/.../resources-if-you-need-dental-coverage
  • www.d-dentok.org/.../Am_I_eligible_for_free_dental_care...
  • charity.lovetoknow.com/Free_Dental_Work_Charity
 
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March 15, 2018

I have MS and I need a lot of dental work, but I can't afford it. Where can I find a free or inexpensive dentist?


Answers


Diamond Post Medal for All Time! 1,298 Posts
March 15, 20180 found this helpful

Aspiring dentists usually do inexpensive or free sections. You can check with nearby Dental School Clinics.

 

Gold Post Medal for All Time! 677 Posts
March 16, 20180 found this helpful

If you live near a dental school, go there. The fees are more reasonable.

 

Bronze Post Medal for All Time! 107 Posts
March 18, 20180 found this helpful

if you told us whereabout you live we could fiind you a specific place.

dental schools are a good tip and this is a site that tells you where they can be found in the US www.asdanet.org/.../u-s-dental-schools

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you can inquire there

 

Gold Feedback Medal for All Time! 949 Feedbacks
March 22, 20180 found this helpful

There are several good sources to check if you are in the USA.

  • State and Local Resources. Your state or local health department may know of programs in your area that offer free or reduced-cost dental care. Call your local or state health department to learn more about their financial assistance programs.
  • You can check what is available in your state.
  • dentallifeline.org/.../
  • www.hhs.gov/.../index.html
 
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January 2, 2019

I have some pretty serious teeth, mouth, and gum issues with no dental insurance. It's affecting my life in numerous ways. Any advice is more than welcome and will be taken in and processed.

Thank you everyone and Happy New Year may your goals dreams come true.

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March 10, 2016

I am here on a business and tourism trip. I'm not holding dental insurance. I have been suffering from a toothache and gum bleeding.

But I don't know where to approach. Also I cannot afford expensive treatment. Please help me.

Answers

March 11, 20161 found this helpful

You don't say where "here" is, Jaffer. And I'm sorry to hear you're in pain. Please check for a dental college in your area?

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They may need you for part of their practical training and, as such, will charge much less than a fully trained dentist.

 
November 29, 20160 found this helpful

Place a piece of BREAD ON OR IN THE THROBBING TOOTH ACHE IT WILL STOP INSTENTLY!!!

 
Anonymous
February 28, 20170 found this helpful

Rinse and brush with tooth paste and peroxide fill with Temparin or Denttemp. At most drug stores and some Walmarts

 
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January 2, 2014

I was recently permanently disabled and now on Medicare (Blue Cross and Blue Shield). I need extensive dental work done, but BCBS doesn't cover it. What can I do if I can't afford to pay for work I need done? Does Medicare have any other options offered to them?

My husband is on Social Security Disability and has no insurance because SSD said they were 2 years behind when he went to sign up for his insurance. Now he has nothing and was diagnosed with Parkinson's disease. He takes meds everyday to try to somewhat control his symptoms! How can this be it? Seems so unfair that we payed into this while we could work, now he has no insurance until who know's when? And I can't get my dental work done. If anyone has any solution that they know of, let me know.

Thank You

By KK from Lockport, NY

Answers

January 4, 20140 found this helpful

Some areas have dental clinics where you pay on a sliding fee scale depending on your household income. I'd suggest you call the Department of Human Services or you local health department to see if there is one near you.

 

Gold Feedback Medal for All Time! 949 Feedbacks
January 4, 20140 found this helpful

If you are near a university that has a dental program you may qualify for some work through them.
The truth is that many people need dental work that cannot afford it and have to find a dentist that will accept payments.
Medicare (or usually Medicaid for adults) does not cover dental work or hearing aids. Some states are different.
Most dental insurance plans cover very little over routine care.
A dental clinic is your best bet but they will not do it for free or not that I have ever known.

 
January 5, 20140 found this helpful

Hi KK, your husband isn't on any government medical coverage? I am also disabled and i have medicaid and an HMO. Though when it comes to dental they only cover basics. Depending on his age you might also be able to sign him up for a discount prescription plan, I would also keep checking online (google) for any help on his medical which he should be able to apply for. With only the both of you having disability that is LOW income.

Now when it comes to dental, you have a few options, which a couple have already mentioned.
1 - looking for a dental school which will not charge you as much for the work (these will be students)
2 - Contacting local dentists to see if they have a payment plan
3 - Joining an additional coverage plan just for dental (they do have them)

Or since we are now in a world of bartering, maybe you have something you can barter to a dentist for the work or sell it for the cash.

 
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March 17, 2015

I need a tooth pulled and have no insurance.

By Carol

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Bronze Answer Medal for All Time! 220 Answers
March 17, 20151 found this helpful

You can call dentists in your area for possible low fees, however, dentists must pay their bills too so there are very few low cost dentists. If there is a dental school in your area, you can check for treatment-all work is done by students and the instructors oversee.

 

Gold Feedback Medal for All Time! 949 Feedbacks
March 21, 20150 found this helpful

Dental school in my area is a good choice but difficult to get/receive care as they have certain days and the person has to be at the college very early (first come first serve) and then return the following day for work to be done. Upfront fee right now is 90.00 for X-ray and simple extraction. Any other work has to scheduled at their "convenience" and may be a long wait period plus extra cost.

There may be a dentist in your area that works on an income sliding scale but there may/will still be a 75.00 (or more) upfront fee. Try looking at this site for help:

www.ncoa.org/.../how-to-get-help-for-dental.html

 
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March 12, 2015

How does that work? I don't have the money right now. I need my teeth fixed. I need cleaning, filling, Xray, and an exam now.

By RJ from Raleigh

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Bronze Answer Medal for All Time! 220 Answers
March 13, 20150 found this helpful

If you do not have dental insurance, you will pay full price for services. If you pay for dental insurance, they may or may not provide coverage for preexisting problems. If there is a dental training school in your area, they need patients for student training. All work is overseen by the instructors.

 

Gold Feedback Medal for All Time! 949 Feedbacks
March 13, 20150 found this helpful

You can Google your question with your state name and you may find some answers.
It is very rare that dental work is free to anyone other than children covered by Medicaid.
Here is one site you can try:

www.ncoa.org/.../how-to-get-help-for-dental.html

 
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October 18, 2014

I broke my tooth in the front and it hurts so bad. I don't get money til November first and I went to Excel dental and did a exam and consultation. They said I need a root canal and crown, but won't do anything til I pay 1000 $, but I'm in so much pain. I can't eat, drink, or sleep. What can I do?

By Brianna

Answers

October 20, 20140 found this helpful

You could check dental schools in your area where students will perform work on patients as part of their studies, or try to see if something on this website works for you in your area. Good luck!

www.nidcr.nih.gov/oralhealth ... blications/findinglowcostdentalcare/

 
December 2, 20140 found this helpful

Roots canals have become big money makers for dentists. Everyone it seems needs root canals. I broke a tooth and the dentist prepared it as for a regular filling and it actually looked nicer than the original, for the cost of a filling. No root canal bs.

 
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June 3, 2014

I am 45 and I have periodontal disease. I have lost one inplant that I had on the top and now my front teeth are loose. I have a job, but don't make enough for dental insurance. If there is any program or anything that you could tell me about, please I need the help.

By Regina S. from Ripley, WV

Answers

June 3, 20140 found this helpful

Two things you might try: If there is a dental school near where you live, you could get treatment for very reasonable cost there. The work would be done by dental medicine students under the supervision of instructors. A second thing to try is your church or worship center. You could make your need known to the leadership. There may be a dentist there who would be willing to work with you. Hope these help and best wishes to you.

 

Gold Feedback Medal for All Time! 949 Feedbacks
June 5, 20140 found this helpful

Well if you had an implant (don't these cost lots of money?) maybe you could ask the dentist who did this work to help with letting you make a monthly payment..

I have not heard of any "free" dental clinics in this country. Some of our dentists donate time each year to work in third world countries but it would seem that Americans should be able to find a way to have their work done when necessary. I usually agree and applaud these doctors but it would be nice if there were at least some "reasonable" clinics available.

I live near a university and we do have a dental school but even their prices are very high (but about 1/3 to 1/2 of the cost at a "regular dentist office). The problem with this is you have to qualify for whatever type of procedures they are working on at the time. Otherwise you are scheduled in their clinic where work is done by interns and the cost is higher. Emergencies are usually done by qualified dentists with students observing.

I believe I would try what the previous responder suggested and talk to someone at your church. They may know a dentist that will let you pay on time but probably not anything for "free".
If no help there then maybe try calling dentists and ask if they have a payment plan. I have heard that some will let you pay on time but require at least 1/2 be paid in before the procedure will be done.

 
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April 24, 2014

I am a disabled senior citizen and am low income. I am in bad need of a dental/denture program for low income senior citizens.

By Jacquelyn


Answers

April 25, 20140 found this helpful

Check with your local Office of Aging.

 
April 26, 20140 found this helpful

If you have a dental hygiene college close to where you live, they often do free cleanings, xrays, etc. Some services are offered based on your income, too.

 
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September 11, 2015

Does anyone know where I can find affordable dental treatment in San Jose Costa Rica? Some websites?


Answers


Gold Post Medal for All Time! 677 Posts
October 27, 20170 found this helpful

I would call the closest dental school near you. The students need patients to practice on and they are supervised closely. The cost is very reasonable.

 
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July 8, 2015

I'm in bad need of help. I live in California around San Bernardino. I have an insanely bad toothache where I had broken a tooth around a year ago. I have no insurance and make barely enough to pay rent, bills, and food.

Is there anywhere near me where i can get this fixed? I've read in several places that this is very bad and could even kill due to infection.

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Bronze Answer Medal for All Time! 220 Answers
July 8, 20150 found this helpful

Loma Linda University has an urgent care clinic staffed by dental students with oversight by dental instructors. Call 909.558.4666.

 
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February 4, 2015

At Christmas time near San Jose I bit into an olive with a pit that broke, shattered, my front tooth on my dentures. How do I get it fixed with Medicare as my insurance? I am on federal disability. Where can I get help?

By Gregory

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Bronze Answer Medal for All Time! 220 Answers
February 4, 20150 found this helpful

Medicare does not provide any dental care so you need a separate dental insurance policy to cover dental problems. If you do not have a dental policy, check for possible dental schools in your area for low cost dental needs.

 
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November 14, 2012

I'm a single grandparent, raising my grandchildren. I'm om state benefits, but the problem is that I need some dental work done on my mouth. I'm unemployed and have no insurance at all. Can someone help me to find a dentist or a dental school that can help? I live in Houston, Texas.

By Robin

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Bronze Feedback Medal for All Time! 168 Feedbacks
November 16, 20120 found this helpful

Do a yellow pages search or a 'net search to find a dental college in Houston. The fee is very low or they may work with your income bracket, etc.

 
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February 25, 2014

We need emergency dental periodontal work with no money and no insurance in Seattle, Washington. Any suggestions?

By Patricia from Seattle


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March 23, 2017

There are a few medical needs that Medicare does not cover. Dental is one of those, with most procedures not covered. This is a page about, "Does Medicare have dental coverage?".

A woman receiving dental care.

September 1, 2017

Dental work is often very expensive. Finding a dentist that takes payments is a good way to get the dental care you need now and finish paying for it later.

A happy girl at a dentists office.

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January 12, 2011

I am just starting my first full-time job, so I do not have dental insurance and have not had for several years. Does anyone have any ideas?

 
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