Fill a sink up with water and place all the papers in there then wait a few hours they will turn to mush Stir them around and squeeze them out with your hands, then place them into a plastic bag for the trash. Takes a lot less time then shredding.
By norulesart from Sunny Florida
By Robyn Fed from Hampton, TN
These emails are a true threat. They come from sites you use and seem to be very plausible. The most important thing you need to know is NEVER trust an email that asks you for your password. That seems pretty obvious.
But what about an email that gives you your user name and asks you to click a link to verify your account is valid or still active? You click the link and another window opens with a sign-on screen. Everything looks right. But is it?
Never use a sign-on page where a link is provided. If you aren't paying attention you might not realize you are on a fabricated page. For example: lets say you got an email from Yahoo to verify your account by clicking on a link and signing on. You click on the link and go to a Yahoo URL. But the extension of the URL is UK or FM or something else. It isn't Yahoo.com.
This tactic is called "phishing" and is pretty popular. If you get an email that looks legit but you just aren't sure the safest thing to do is go to the website yourself, don't use the link in the email. Actually open a browser and type in the website. Login like you normally would. If nothing seems amiss, get a CONTACT link and send the website a message asking if they sent the email. Some sites have special email addresses for you to forward bogus emails. Three that I use frequently are : email@example.com, firstname.lastname@example.org and email@example.com.
Always second guess emails that you aren't expecting from sites you normally use. That's safest way to go. Happy surfing.
By suntydt from Tazewell TN
By Ann P. from Northampton, MA
Source: ABC Eyewitness News on Thivery Scams with carry around card scanners.
By Becky from Staten Island, NY
By puppermom from Hollywood, FL
By roadrouser from Atlantic, VA
Source: Clark Howard TV Show
By HJ from DE
A Javelin Strategy and Research survey from February 2007 declares, "Most thieves still obtain personal information through traditional rather than electronic channels. In the cases where the method was known, 68.2% of information was obtained off-line versus only 11.6% obtained online."
Thieves can easily complete a change of address form and have mail forwarded to the address of their choice. This allows sensitive information to be delivered to their hands. If mail seems to be 'disappearing,' contact your local post office and your bank.
With online banking, it's easy to overlook fraudulent charges. Often, we look at our online statements but we don't balance our checkbooks in the traditional fashion. This allows for small purchases to go unnoticed, leading to larger purchases down the road. Check statements carefully.
For a free annual credit report, visit https://www.annualcreditreport.com/cra/index.jsp.
To access more tips about online security, check out http://www.onguardonline.gov/.
If your identity is compromised, report it at http://www.ftc.gov/bcp/edu/microsites/idtheft/.
If you experience a theft:
By Diana from Prospect, KY
The police told us that it's a drop in the bucket for the bank and that they will eat the cost rather than go after the thieves. I feel that someone may have hacked into a local store' data bank because customer service told us that we are not the only ones. They don't want to advertise that there is a problem for fear of losing customers. The bank will eventually pay us back but the stress is awful.
So, go check your online bank account for unauthorized charges!
By Karen from Western, MA, USA
My mother gets hundreds of the sticky return address labels, we have been cutting them up and trashing them. They destroy shredders, by gumming up the blades. How can we get them to stop sending them and what is an easier way to dispose of them?
First, make use of the whole labels to attach on mail you send out.
Second, use whole labels to identify your pot luck dishes, utensils, casserole dishes for friends, family, or neighbors.
Thirdly, label condiments, books, movies, and music, adding a blank label, to name the item, from Avery "peel and stick office labels" you find at thrift stores and garage sales, very inexpensively.
Finally, cut off the pretty pictures to add color, excitement, and design to use like stickers and stamps on letters, artwork, and scrapbooks.
Help yourself from becoming a victim of identity theft: Do
not keep anything in your wallet/purse with your Social Security number on it. This includes your Social Security card, old Medicare cards, or your group health insurance card. The newest Medicare cards only contain the last 4 digits of your SS number.